AIFU vs XHG
Aifu Inc. and XChange Tec.inc, side by side — 8 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | AIFU | XHG |
|---|---|---|
| Revenue | CNY 556.6M | CNY 365.3M |
| Net income | CNY -2.3B | CNY -748.4M |
| Gross margin | — | 2.2% |
| Net margin | −411.1% | −204.9% |
| Return on equity | −150.4% | — |
| Diluted EPS | — | CNY 0.00 |
| Dividend / share | — | — |
| Payout ratio | — | — |
| Free cash flow | CNY -19.6M | — |
| Equity | CNY 478.5M | CNY -880.1M |
| Net debt / equity | 0.05× | — |
| Current ratio | 1.18× | 0.04× |
| Revenue CAGR 5y | −29.8% | −19.9% |
| Profit CAGR 5y | — | — |
AIFU bills 1.5× the revenue of XHG, and both closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
8 years side by side
| Fiscal year | AIFU | XHG |
|---|---|---|
| FY2025 | CNY 556.6M | CNY 365.3M |
| FY2024 | CNY 1.3B | CNY 288.4M |
| FY2022 | CNY 2.8B | CNY 565.8M |
| FY2021 | CNY 3.3B | CNY 939.2M |
| FY2020 | CNY 3.3B | CNY 1.1B |
| FY2019 | CNY 3.7B | CNY 1.1B |
| FY2018 | CNY 3.5B | CNY 796.9M |
| FY2017 | CNY 4.1B | CNY 508.9M |
Net income by year
Bottom line
| Fiscal year | AIFU | XHG |
|---|---|---|
| FY2025 | CNY -2.3B | CNY -748.4M |
| FY2024 | CNY 455.0M | CNY -226.8M |
| FY2022 | CNY 100.3M | CNY 820.0M |
| FY2021 | CNY 251.0M | CNY -569.2M |
| FY2020 | CNY 268.3M | CNY -1.5B |
| FY2019 | CNY 192.6M | CNY -498.2M |
| FY2018 | CNY 617.1M | CNY -499.9M |
| FY2017 | CNY 451.7M | CNY -245.5M |
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