AIFU vs YB
Aifu Inc. and Yuanbao Inc., side by side — 3 fiscal years reported in CNY, drawn from SEC filings.
Most recent reported year
| Metric | AIFU | YB |
|---|---|---|
| Revenue | CNY 556.6M | CNY 4.4B |
| Net income | CNY -2.3B | CNY 1.3B |
| Gross margin | · | 96.2% |
| Net margin | −411.1% | 29.9% |
| Return on equity | −150.4% | · |
| Diluted EPS | · | CNY 4.57 |
| Dividend / share | · | · |
| Payout ratio | · | · |
| Free cash flow | CNY -19.6M | CNY 1.5B |
| Equity | CNY 478.5M | CNY 3.3B |
| Net debt / equity | 0.05× | · |
| Current ratio | 1.18× | 3.91× |
| Revenue CAGR 5y | −29.8% | · |
| Profit CAGR 5y | · | · |
YB bills 7.9× the revenue of AIFU, and AIFU closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
3 years side by side
| Fiscal year | AIFU | YB |
|---|---|---|
| FY2025 | CNY 556.6M | CNY 4.4B |
| FY2024 | CNY 1.3B | CNY 3.3B |
| FY2023 | CNY 2.8B | CNY 2.0B |
Bottom line
| Fiscal year | AIFU | YB |
|---|---|---|
| FY2025 | CNY -2.3B | CNY 1.3B |
| FY2024 | CNY 455.0M | CNY 865.8M |
| FY2023 | CNY 280.5M | CNY 203.1M |
Standard deviation, each side
AIFU's net margin has been more volatile than YB's over the 3 comparable fiscal years — 201.8 percentage points of standard deviation against 8.7.
3 of 18 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between AIFU and YB over these 3 fiscal years — AIFU led in 1 and YB in 2.
3 of 18 comparable fiscal years — a year missing data on either side is not counted.