CCG vs HUIZ
Cheche Group Inc. and Huize Holding Ltd., side by side — 5 fiscal years reported in CNY, drawn from SEC filings.
Most recent reported year
| Metric | CCG | HUIZ |
|---|---|---|
| Revenue | CNY 3.0B | CNY 1.6B |
| Net income | CNY -17.8M | CNY 4.0M |
| Gross margin | 5.3% | 27.1% |
| Net margin | −0.6% | 0.2% |
| Return on equity | −5.0% | 1.0% |
| Diluted EPS | −CNY 0.22 | CNY 0.00 |
| Dividend / share | · | · |
| Payout ratio | · | · |
| Free cash flow | CNY -40.6M | CNY 9.6M |
| Equity | CNY 355.2M | CNY 411.2M |
| Net debt / equity | −0.13× | −0.46× |
| Current ratio | 1.23× | 1.44× |
| Revenue CAGR 5y | · | 5.3% |
| Profit CAGR 5y | · | · |
CCG bills 1.9× the revenue of HUIZ, and CCG closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
5 years side by side
| Fiscal year | CCG | HUIZ |
|---|---|---|
| FY2025 | CNY 3.0B | CNY 1.6B |
| FY2024 | CNY 3.5B | CNY 1.2B |
| FY2023 | CNY 3.3B | CNY 1.2B |
| FY2022 | CNY 2.7B | CNY 1.2B |
| FY2021 | CNY 1.7B | CNY 2.2B |
Bottom line
| Fiscal year | CCG | HUIZ |
|---|---|---|
| FY2025 | CNY -17.8M | CNY 4.0M |
| FY2024 | CNY -61.2M | CNY -649,000 |
| FY2023 | CNY -159.6M | CNY 70.2M |
| FY2022 | CNY -91.0M | CNY -31.2M |
| FY2021 | CNY -146.5M | CNY -107.7M |
5 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +CNY 1,427,605,000 | CCG |
| FY2024 | +CNY 2,224,225,000 | CCG |
| FY2023 | +CNY 2,105,866,000 | CCG |
| FY2022 | +CNY 1,521,151,000 | CCG |
| FY2021 | −CNY 509,612,000 | HUIZ |
The higher-revenue side has changed between CCG and HUIZ over this period. The gap has widened since the earliest year compared.
5 of 9 comparable fiscal years — a year missing data on either side is not counted.
5 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −0.8 pp | HUIZ |
| FY2024 | −1.8 pp | HUIZ |
| FY2023 | −10.7 pp | HUIZ |
| FY2022 | −0.5 pp | HUIZ |
| FY2021 | −3.6 pp | HUIZ |
HUIZ has kept the higher net margin in every one of these 5 fiscal years.
5 of 9 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
HUIZ's net margin has been more volatile than CCG's over the 5 comparable fiscal years — 3.6 percentage points of standard deviation against 2.7.
5 of 9 comparable fiscal years — a year missing data on either side is not counted.
Year by year
HUIZ led in net margin in every one of the 5 comparable fiscal years — a structural lead, not a recent swing.
5 of 9 comparable fiscal years — a year missing data on either side is not counted.