CCG vs YB
Cheche Group Inc. and Yuanbao Inc., side by side — 3 fiscal years reported in CNY, drawn from SEC filings.
Most recent reported year
| Metric | CCG | YB |
|---|---|---|
| Revenue | CNY 3.0B | CNY 4.4B |
| Net income | CNY -17.8M | CNY 1.3B |
| Gross margin | 5.3% | 96.2% |
| Net margin | −0.6% | 29.9% |
| Return on equity | −5.0% | · |
| Diluted EPS | −CNY 0.22 | CNY 4.57 |
| Dividend / share | · | · |
| Payout ratio | · | · |
| Free cash flow | CNY -40.6M | CNY 1.5B |
| Equity | CNY 355.2M | CNY 3.3B |
| Net debt / equity | −0.13× | · |
| Current ratio | 1.23× | 3.91× |
| Revenue CAGR 5y | · | · |
| Profit CAGR 5y | · | · |
YB bills 1.5× the revenue of CCG, and CCG closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
3 years side by side
| Fiscal year | CCG | YB |
|---|---|---|
| FY2025 | CNY 3.0B | CNY 4.4B |
| FY2024 | CNY 3.5B | CNY 3.3B |
| FY2023 | CNY 3.3B | CNY 2.0B |
Bottom line
| Fiscal year | CCG | YB |
|---|---|---|
| FY2025 | CNY -17.8M | CNY 1.3B |
| FY2024 | CNY -61.2M | CNY 865.8M |
| FY2023 | CNY -159.6M | CNY 203.1M |
Standard deviation, each side
YB's net margin has been more volatile than CCG's over the 3 comparable fiscal years — 8.7 percentage points of standard deviation against 1.8.
3 of 5 comparable fiscal years — a year missing data on either side is not counted.
Year by year
YB led in net margin in every one of the 3 comparable fiscal years — a structural lead, not a recent swing.
3 of 5 comparable fiscal years — a year missing data on either side is not counted.