HUIZ vs YB
Huize Holding Ltd. and Yuanbao Inc., side by side — 3 fiscal years reported in CNY, drawn from SEC filings.
Most recent reported year
| Metric | HUIZ | YB |
|---|---|---|
| Revenue | CNY 1.6B | CNY 4.4B |
| Net income | CNY 4.0M | CNY 1.3B |
| Gross margin | 27.1% | 96.2% |
| Net margin | 0.2% | 29.9% |
| Return on equity | 1.0% | · |
| Diluted EPS | CNY 0.00 | CNY 4.57 |
| Dividend / share | · | · |
| Payout ratio | · | · |
| Free cash flow | CNY 9.6M | CNY 1.5B |
| Equity | CNY 411.2M | CNY 3.3B |
| Net debt / equity | −0.46× | · |
| Current ratio | 1.44× | 3.91× |
| Revenue CAGR 5y | 5.3% | · |
| Profit CAGR 5y | · | · |
YB bills 2.8× the revenue of HUIZ, and keeps more of each dollar of revenue as profit (29.9% against 0.2%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
3 years side by side
| Fiscal year | HUIZ | YB |
|---|---|---|
| FY2025 | CNY 1.6B | CNY 4.4B |
| FY2024 | CNY 1.2B | CNY 3.3B |
| FY2023 | CNY 1.2B | CNY 2.0B |
Bottom line
| Fiscal year | HUIZ | YB |
|---|---|---|
| FY2025 | CNY 4.0M | CNY 1.3B |
| FY2024 | CNY -649,000 | CNY 865.8M |
| FY2023 | CNY 70.2M | CNY 203.1M |
Standard deviation, each side
YB's net margin has been more volatile than HUIZ's over the 3 comparable fiscal years — 8.7 percentage points of standard deviation against 2.7.
3 of 9 comparable fiscal years — a year missing data on either side is not counted.
Year by year
YB led in net margin in every one of the 3 comparable fiscal years — a structural lead, not a recent swing.
3 of 9 comparable fiscal years — a year missing data on either side is not counted.