BFH vs COIN
Bread Financial Holdings, Inc. and Coinbase Global, Inc., side by side — 7 fiscal years reported in USD, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | BFH | COIN |
|---|---|---|
| Revenue | $3.8B | $7.2B |
| Net income | $518.0M | $1.3B |
| Gross margin | 37.0% | — |
| Net margin | 13.5% | 17.6% |
| Return on equity | 16.2% | 10.1% |
| Diluted EPS | $10.89 | — |
| Dividend / share | $0.86 | — |
| Payout ratio | 7.7% | — |
| Free cash flow | $1.8B | $-1.6B |
| Equity | $3.3B | $14.8B |
| Net debt / equity | 0.21× | −0.28× |
| Current ratio | 1.88× | 2.34× |
| Revenue CAGR 5y | 3.1% | 41.2% |
| Profit CAGR 5y | 19.3% | 31.4% |
COIN bills 1.9× the revenue of BFH, and keeps more of each dollar of revenue as profit (17.6% against 13.5%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Advertisement
AdSense · Leaderboard 728×90 · responsive
Revenue by year
7 years side by side
| Fiscal year | BFH | COIN |
|---|---|---|
| FY2025 | $3.8B | $7.2B |
| FY2024 | $3.8B | $6.6B |
| FY2023 | $4.3B | $3.1B |
| FY2022 | $3.8B | $3.2B |
| FY2021 | $3.3B | $7.8B |
| FY2020 | $3.3B | $1.3B |
| FY2019 | $4.0B | $533.7M |
Net income by year
Bottom line
| Fiscal year | BFH | COIN |
|---|---|---|
| FY2025 | $518.0M | $1.3B |
| FY2024 | $277.0M | $2.6B |
| FY2023 | $718.0M | $94.9M |
| FY2022 | $223.0M | $-2.6B |
| FY2021 | $801.0M | $3.6B |
| FY2020 | $214.0M | $322.3M |
| FY2019 | $278.0M | $-30.4M |
Advertisement
AdSense · Rectangle 336×280