COF vs JPM
Capital ONE Financial Corp. and JPMorgan Chase & Co., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | COF | JPM |
|---|---|---|
| Revenue | $53.4B | $182.4B |
| Net income | $2.5B | $57.0B |
| Gross margin | — | — |
| Net margin | 4.6% | 31.3% |
| Return on equity | 2.8% | 16.1% |
| Diluted EPS | $4.03 | $20.02 |
| Dividend / share | — | $5.80 |
| Payout ratio | 61.8% | 29.1% |
| Free cash flow | $26.1B | — |
| Equity | $113.6B | $362.4B |
| Net debt / equity | −0.10× | 0.43× |
| Current ratio | — | — |
| Revenue CAGR 5y | 13.4% | 8.7% |
| Profit CAGR 5y | −2.0% | 14.4% |
JPM bills 3.4× the revenue of COF, and keeps more of each dollar of revenue as profit (31.3% against 4.6%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
10 years side by side
| Fiscal year | COF | JPM |
|---|---|---|
| FY2025 | $53.4B | $182.4B |
| FY2024 | $39.1B | $177.6B |
| FY2023 | $36.8B | $158.1B |
| FY2022 | $34.2B | $128.7B |
| FY2021 | $30.4B | $121.6B |
| FY2020 | $28.5B | $120.0B |
| FY2019 | $28.6B | $115.7B |
| FY2018 | $28.1B | $108.8B |
| FY2017 | $27.2B | $100.7B |
| FY2016 | $25.5B | $96.6B |
Net income by year
Bottom line
| Fiscal year | COF | JPM |
|---|---|---|
| FY2025 | $2.5B | $57.0B |
| FY2024 | $4.8B | $58.5B |
| FY2023 | $4.9B | $49.6B |
| FY2022 | $7.4B | $37.7B |
| FY2021 | $12.4B | $48.3B |
| FY2020 | $2.7B | $29.1B |
| FY2019 | $5.5B | $36.4B |
| FY2018 | $6.0B | $32.5B |
| FY2017 | $2.0B | $24.4B |
| FY2016 | $3.8B | $24.7B |