Capital ONE Financial Corp. COF

What this company does

Capital One Financial Corporation and its subsidiaries operate as a global payments provider and financial institution, delivering financial products and services to consumers, small businesses and commercial clients through digital channels, branch locations, cafes and other distribution channels. As of December 31, 2025, it had approximately 76,300 employees worldwide, referred to internally as associates. Its principal operations are organized, for management reporting purposes, into three major business segments: Credit Card, Consumer Banking and Commercial Banking. Its Credit Card segment consists of domestic consumer card lending, personal loans, domestic small business card lending, and international card businesses in the United Kingdom and Canada. Its Consumer Banking segment consists of deposit gathering and lending activities for consumers and small businesses, national auto lending, and services offered by the Global Payment Network. Its Commercial Banking segment consists of lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers, typically companies with annual revenues between $20 million and $2 billion. Capital One Financial Corporation is a Delaware corporation established in 1994 and headquartered in McLean, Virginia.

Written from the business description in Capital One Financial Corporation's annual report to the U.S. Securities and Exchange Commission, filed 19 February 2026. Every sentence was checked against that document before publication.