ES
MARKETS / NYSE / COF
NYSE · NATIONAL COMMERCIAL BANKS · LARGE CAP

Capital ONE Financial Corp. COF

19 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$8.1B
▲ 36.3% vs FY2024
EPS · FY25
$4.03
Dividend / sh · FY25
—
Payout · FY25
62%
ROE · FY25
2.8%
Net margin · FY25
30.4%
Dividend coverage
2.2×
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Result
USD 8.1B
Revenue, FY2025 · full 19-year series below
Revenue Net income
81624328.12.52007201020132016201920222025
81624328.12.52016201920222025

30 cents of every revenue dollar became profit this year.

Per share
USD 4.03
Diluted EPS, FY2025
EPS Dividend
1020304.032007201020132016201920222025
1020304.032016201920222025

Earnings covered the dividend 2.2 times — the rest stayed in the company.

Profitability
2.8%
Return on equity, FY2025
ROE
816242.8%2007201020132016201920222025
816242.8%2016201920222025
Operating margin28.3%
Net margin30.4%
Return on assets0.4%

Each USD of equity produced 3 cents of profit this year.

Returned to shareholders
USD 5.2B
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 1.5B
Net buybacksUSD 3.7B
Share of profit212.6%
Consecutive raises—

USD 1.5B in dividends and USD 3.7B in buybacks — 213% of the year's profit, so the payout drew on cash built up earlier.

Growth
+16.6% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+14.2%
+16.6%
−10.1%
−4.5%
Net income
−30.7%
−2.0%
−4.9%
−0.7%
Dividend / share
+10.1%
+51.6%
+30.7%
Returned to shareholders
−2.5%
+53.5%
+5.2%
+31.0%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.63B
Shares outstanding, FY2025
0.460.632007201020132016201920222025
0.480.632016201920222025
Change, 5 years−16.5%
Change, 10 years−31.1%

The share count shrank 16% in five years — the same company, cut into fewer, larger slices.

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Balance sheet
USD 669.0B
total assets, end of FY2025
Total assetsUSD 669.0B
EquityUSD 113.6B
CashUSD 62.1B
Gross debtUSD 51.0B
Net debtUSD -11.1B
DepositsUSD 475.8B

The company holds more cash than debt.

History
19 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Revenue $B
8.1
5.9
5.6
5.4
4.8
3.7
3.8
3.4
27.2
25.5
23.4
22.3
22.4
21.4
16.3
16.2
13.0
13.9
·
Operating income $B
2.3
5.9
6.0
9.2
15.8
3.2
6.9
7.3
5.5
5.5
5.9
6.6
6.6
5.2
·
·
·
·
·
EBITDA $B
·
·
·
·
·
·
·
·
·
·
·
·
7.1
5.7
·
·
·
·
·
Income tax $B
0.2
1.2
1.2
1.9
3.4
0.5
1.3
1.3
3.4
1.7
1.9
2.1
2.2
1.5
1.3
1.3
0.3
0.5
1.3
Net income $B
2.5
4.8
4.9
7.4
12.4
2.7
5.5
6.0
2.0
3.8
4.0
4.4
4.1
3.5
3.1
2.7
0.9
−0.0
1.6
EPS, diluted $
4.03
11.59
11.95
17.91
26.94
5.18
11.05
11.82
3.49
6.89
7.07
7.59
6.89
6.11
6.80
6.01
0.74
−0.21
3.97
Dividend / sh $
·
·
·
·
·
·
·
·
1.60
1.60
1.50
1.20
0.95
0.20
0.20
0.20
0.53
1.50
0.11
Payout %
62
20
19
13
9
17
14
13
39
22
20
15
13
3
3
3
24
−1235
3
ROE %
2.8
8.0
8.8
13.0
20.4
4.6
10.1
12.0
4.1
7.9
8.8
10.2
10.0
10.0
11.2
10.3
3.3
−0.2
6.5
Shares out B
0.63
0.38
0.38
0.38
0.41
0.46
0.46
0.47
0.49
0.48
0.53
0.55
0.57
0.58
0.46
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
36 of 36
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed