CSV vs HRB
Carriage Services Inc. and H&R Block Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | CSV | HRB |
|---|---|---|
| Revenue | $417.4M | $3.9B |
| Net income | $51.5M | $733.6M |
| Gross margin | 35.1% | 44.3% |
| Net margin | 12.3% | 18.6% |
| Return on equity | 22.2% | 710.9% |
| Diluted EPS | $3.25 | $5.66 |
| Dividend / share | $0.45 | $1.68 |
| Payout ratio | 13.6% | 28.8% |
| Free cash flow | $40.1M | $756.1M |
| Equity | $254.8M | $117.5M |
| Net debt / equity | 0.02× | 4.53× |
| Current ratio | 0.98× | 1.13× |
| Revenue CAGR 5y | 4.8% | 2.9% |
| Profit CAGR 5y | 26.2% | 4.7% |
HRB bills 9.5× the revenue of CSV, and keeps more of each dollar of revenue as profit (18.6% against 12.3%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | CSV | HRB |
|---|---|---|
| FY2025 | $417.4M | $3.9B |
| FY2024 | $404.2M | $3.8B |
| FY2023 | $382.5M | $3.6B |
| FY2022 | $370.2M | $3.5B |
| FY2021 | $375.9M | $3.5B |
| FY2020 | $329.4M | $3.4B |
| FY2019 | $274.1M | $2.6B |
| FY2018 | $268.0M | $3.1B |
| FY2017 | $258.1M | $3.2B |
| FY2016 | $248.2M | $3.0B |
Bottom line
| Fiscal year | CSV | HRB |
|---|---|---|
| FY2025 | $51.5M | $733.6M |
| FY2024 | $33.0M | $605.8M |
| FY2023 | $33.4M | $595.3M |
| FY2022 | $41.4M | $553.7M |
| FY2021 | $33.2M | $553.7M |
| FY2020 | $16.1M | $583.8M |
| FY2019 | $14.5M | $-7.5M |
| FY2018 | $11.6M | $422.5M |
| FY2017 | $37.2M | $613.1M |
| FY2016 | $19.6M | $408.9M |
17 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$3,527,952,000 | HRB |
| FY2024 | −$3,356,797,000 | HRB |
| FY2023 | −$3,227,827,000 | HRB |
| FY2022 | −$3,102,011,000 | HRB |
| FY2021 | −$3,087,384,000 | HRB |
| FY2020 | −$3,084,539,000 | HRB |
| FY2019 | −$2,365,613,000 | HRB |
| FY2018 | −$2,826,889,000 | HRB |
| FY2017 | −$2,901,792,000 | HRB |
| FY2016 | −$2,788,114,000 | HRB |
| FY2015 | −$2,795,651,000 | HRB |
| FY2014 | −$2,852,534,000 | HRB |
| FY2013 | −$2,811,221,000 | HRB |
| FY2012 | −$2,707,752,000 | HRB |
| FY2011 | −$2,710,257,000 | HRB |
| FY2010 | −$2,763,179,000 | HRB |
| FY2009 | −$2,837,208,000 | HRB |
HRB has reported the higher revenue in every one of these 17 fiscal years. The gap has widened since the earliest year compared.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
17 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −6.3 pp | HRB |
| FY2024 | −8.0 pp | HRB |
| FY2023 | −7.8 pp | HRB |
| FY2022 | −4.8 pp | HRB |
| FY2021 | −7.2 pp | HRB |
| FY2020 | −12.2 pp | HRB |
| FY2019 | +5.6 pp | CSV |
| FY2018 | −9.3 pp | HRB |
| FY2017 | −5.0 pp | HRB |
| FY2016 | −5.6 pp | HRB |
| FY2015 | −3.7 pp | HRB |
| FY2014 | −8.4 pp | HRB |
| FY2013 | −6.7 pp | HRB |
| FY2012 | −9.2 pp | HRB |
| FY2011 | −5.4 pp | HRB |
| FY2010 | −9.4 pp | HRB |
| FY2009 | −11.9 pp | HRB |
The higher net margin has changed hands between CSV and HRB over this period.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
HRB's net margin has been more volatile than CSV's over the 17 comparable fiscal years — 4.3 percentage points of standard deviation against 3.0.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between CSV and HRB over these 17 fiscal years — CSV led in 1 and HRB in 16.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
HRB's return on equity has been more volatile than CSV's over the 15 comparable fiscal years — 303.5 percentage points of standard deviation against 7.4.
15 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between CSV and HRB over these 15 fiscal years — CSV led in 1 and HRB in 14.
15 of 19 comparable fiscal years — a year missing data on either side is not counted.