HTT vs LU
High Templar Tech Ltd. and Lufax Holding Ltd., side by side — 7 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | HTT | LU |
|---|---|---|
| Revenue | CNY 41.0M | CNY 8.2B |
| Net income | CNY 708.6M | CNY -3.9B |
| Gross margin | 81.1% | — |
| Net margin | 1729.9% | −44.2% |
| Return on equity | 6.2% | −4.5% |
| Diluted EPS | — | — |
| Dividend / share | — | — |
| Payout ratio | — | −132.6% |
| Free cash flow | CNY 570.4M | — |
| Equity | CNY 11.6B | CNY 81.8B |
| Net debt / equity | −0.34× | 0.48× |
| Current ratio | 5.75× | — |
| Revenue CAGR 5y | −59.3% | −27.9% |
| Profit CAGR 5y | −5.9% | — |
LU bills 199.2× the revenue of HTT, and LU closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
7 years side by side
| Fiscal year | HTT | LU |
|---|---|---|
| FY2024 | CNY 216.4M | CNY 8.2B |
| FY2023 | CNY 126.3M | CNY 15.3B |
| FY2022 | CNY 577.5M | CNY 29.2B |
| FY2021 | CNY 1.7B | CNY 38.3B |
| FY2020 | CNY 3.7B | CNY 41.2B |
| FY2019 | CNY 8.8B | CNY 41.9B |
| FY2018 | CNY 7.7B | CNY 32.2B |
Net income by year
Bottom line
| Fiscal year | HTT | LU |
|---|---|---|
| FY2024 | CNY 91.7M | CNY -3.9B |
| FY2023 | CNY 39.1M | CNY 809.6M |
| FY2022 | CNY -362.0M | CNY 7.8B |
| FY2021 | CNY 589.1M | CNY 16.8B |
| FY2020 | CNY 958.8M | CNY 12.4B |
| FY2019 | CNY 3.3B | CNY 13.3B |
| FY2018 | CNY 2.5B | CNY 13.6B |