HTT vs LU
High Templar Tech Ltd. and Lufax Holding Ltd., side by side — 7 fiscal years reported in CNY, drawn from SEC filings.
Most recent reported year
| Metric | HTT | LU |
|---|---|---|
| Revenue | CNY 41.0M | CNY 8.2B |
| Net income | CNY 708.6M | CNY -3.9B |
| Gross margin | 81.1% | · |
| Net margin | · | −44.2% |
| Return on equity | 6.2% | −4.5% |
| Diluted EPS | · | · |
| Dividend / share | · | · |
| Payout ratio | · | −132.6% |
| Free cash flow | CNY 570.4M | · |
| Equity | CNY 11.6B | CNY 81.8B |
| Net debt / equity | −0.34× | 0.48× |
| Current ratio | 5.75× | · |
| Revenue CAGR 5y | −59.3% | −27.9% |
| Profit CAGR 5y | −5.9% | · |
LU bills 199.2× the revenue of HTT, and LU closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
7 years side by side
| Fiscal year | HTT | LU |
|---|---|---|
| FY2024 | CNY 216.4M | CNY 8.2B |
| FY2023 | CNY 126.3M | CNY 15.3B |
| FY2022 | CNY 577.5M | CNY 29.2B |
| FY2021 | CNY 1.7B | CNY 38.3B |
| FY2020 | CNY 3.7B | CNY 41.2B |
| FY2019 | CNY 8.8B | CNY 41.9B |
| FY2018 | CNY 7.7B | CNY 32.2B |
Bottom line
| Fiscal year | HTT | LU |
|---|---|---|
| FY2024 | CNY 91.7M | CNY -3.9B |
| FY2023 | CNY 39.1M | CNY 809.6M |
| FY2022 | CNY -362.0M | CNY 7.8B |
| FY2021 | CNY 589.1M | CNY 16.8B |
| FY2020 | CNY 958.8M | CNY 12.4B |
| FY2019 | CNY 3.3B | CNY 13.3B |
| FY2018 | CNY 2.5B | CNY 13.6B |
7 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2024 | −CNY 7,944,593,626 | LU |
| FY2023 | −CNY 15,192,405,647 | LU |
| FY2022 | −CNY 28,637,119,636 | LU |
| FY2021 | −CNY 36,640,274,460 | LU |
| FY2020 | −CNY 37,533,868,113 | LU |
| FY2019 | −CNY 33,089,033,458 | LU |
| FY2018 | −CNY 24,529,096,696 | LU |
LU has reported the higher revenue in every one of these 7 fiscal years. The gap has narrowed since the earliest year compared.
7 of 11 comparable fiscal years — a year missing data on either side is not counted.
7 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2024 | +86.5 pp | HTT |
| FY2023 | +24.8 pp | HTT |
| FY2022 | −89.6 pp | LU |
| FY2021 | −8.2 pp | LU |
| FY2020 | −3.8 pp | LU |
| FY2019 | +5.2 pp | HTT |
| FY2018 | −9.7 pp | LU |
The higher net margin has changed hands between HTT and LU over this period.
7 of 10 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
HTT's net margin has been more volatile than LU's over the 7 comparable fiscal years — 34.2 percentage points of standard deviation against 28.4.
7 of 10 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between HTT and LU over these 7 fiscal years — HTT led in 3 and LU in 4.
7 of 10 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
LU's return on equity has been more volatile than HTT's over the 7 comparable fiscal years — 14.7 percentage points of standard deviation against 11.5.
7 of 8 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between HTT and LU over these 7 fiscal years — HTT led in 1 and LU in 6.
7 of 8 comparable fiscal years — a year missing data on either side is not counted.