LU vs LX
Lufax Holding Ltd. and LexinFintech Holdings Ltd., side by side — 7 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | LU | LX |
|---|---|---|
| Revenue | ¥8.2B | ¥13.2B |
| Net income | ¥-3.9B | ¥1.7B |
| Gross margin | — | 34.0% |
| Net margin | −47.4% | 12.8% |
| Return on equity | −4.5% | 10.3% |
| Diluted EPS | ¥0.71 | ¥4.72 |
| Dividend / share | — | — |
| Payout ratio | −132.6% | 22.8% |
| Free cash flow | — | ¥3.3B |
| Equity | ¥81.8B | ¥8.0B |
| Net debt / equity | 0.48× | 0.33× |
| Current ratio | — | 1.89× |
| Revenue CAGR 5y | −27.9% | 2.5% |
| Profit CAGR 5y | — | 23.0% |
LX bills 1.6× the revenue of LU, and LU closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
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Revenue by year
7 years side by side
| Fiscal year | LU | LX |
|---|---|---|
| FY2024 | ¥8.2B | ¥14.2B |
| FY2023 | ¥15.3B | ¥13.1B |
| FY2022 | ¥29.2B | ¥9.9B |
| FY2021 | ¥38.3B | ¥11.4B |
| FY2020 | ¥41.2B | ¥11.6B |
| FY2019 | ¥41.9B | ¥10.6B |
| FY2018 | ¥32.2B | ¥7.6B |
Net income by year
Bottom line
| Fiscal year | LU | LX |
|---|---|---|
| FY2024 | ¥-3.9B | ¥1.1B |
| FY2023 | ¥809.6M | ¥1.1B |
| FY2022 | ¥7.8B | ¥825.9M |
| FY2021 | ¥16.8B | ¥2.3B |
| FY2020 | ¥12.4B | ¥595.0M |
| FY2019 | ¥13.3B | ¥2.3B |
| FY2018 | ¥13.6B | ¥2.0B |
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