MARKETS / COMPARE / MA VS PYPL

MA vs PYPL

Mastercard Inc. and PayPal Holdings, Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.

At a glance

Most recent reported year

Metric MA PYPL
Revenue$32.8B$33.2B
Net income$15.0B$5.2B
Gross margin
Net margin45.6%15.8%
Return on equity210.5%25.7%
Diluted EPS$5.41
Dividend / share$3.15$0.14
Payout ratio18.4%2.5%
Free cash flow$17.2B$5.6B
Equity$7.7B$20.3B
Net debt / equity1.09×0.10×
Current ratio1.03×1.29×
Revenue CAGR 5y16.5%9.1%
Profit CAGR 5y18.5%4.5%

MA and PYPL book revenue within 15% of each other, and keeps more of each dollar of revenue as profit (45.6% against 15.8%).

The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.

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Revenue by year

10 years side by side

Fiscal year MA PYPL
FY2025$32.8B$33.2B
FY2024$28.2B$31.8B
FY2023$25.1B$29.8B
FY2022$22.2B$27.5B
FY2021$18.9B$25.4B
FY2020$15.3B$21.5B
FY2019$25.0B$17.8B
FY2018$21.8B$15.5B
FY2017$12.5B$13.1B
FY2016$10.8B$10.8B
Net income by year

Bottom line

Fiscal year MA PYPL
FY2025$15.0B$5.2B
FY2024$12.9B$4.1B
FY2023$11.2B$4.2B
FY2022$9.9B$2.4B
FY2021$8.7B$4.2B
FY2020$6.4B$4.2B
FY2019$8.1B$2.5B
FY2018$5.9B$2.1B
FY2017$3.9B$1.8B
FY2016$4.1B$1.4B
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