NU vs RKT
Nu Holdings Ltd. and Rocket Companies, Inc., side by side — 6 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | NU | RKT |
|---|---|---|
| Revenue | $11.5B | $6.7B |
| Net income | $2.0B | $-68.0M |
| Gross margin | 45.6% | · |
| Net margin | 17.1% | −3.5% |
| Return on equity | 28.1% | −0.4% |
| Diluted EPS | $0.40 | −$0.05 |
| Dividend / share | · | · |
| Payout ratio | · | · |
| Free cash flow | · | $-4.0B |
| Equity | $7.6B | · |
| Net debt / equity | −0.98× | 0.50× |
| Current ratio | · | · |
| Revenue CAGR 5y | 79.8% | −15.6% |
| Profit CAGR 5y | · | · |
NU bills 1.7× the revenue of RKT, and RKT closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
6 years side by side
| Fiscal year | NU | RKT |
|---|---|---|
| FY2024 | $11.5B | $5.1B |
| FY2023 | $8.0B | $3.8B |
| FY2022 | $4.8B | $5.8B |
| FY2021 | $1.7B | $12.9B |
| FY2020 | $737.1M | $15.7B |
| FY2019 | $612.1M | $5.1B |
Bottom line
| Fiscal year | NU | RKT |
|---|---|---|
| FY2024 | $2.0B | $29.0M |
| FY2023 | $1.0B | $-16.0M |
| FY2022 | $-364.6M | $46.4M |
| FY2021 | $-165.0M | $308.2M |
| FY2020 | $-171.5M | $198.0M |
| FY2019 | $-92.5M | $0 |
6 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2024 | +$6,416,075,000 | NU |
| FY2023 | +$4,229,976,000 | NU |
| FY2022 | −$1,046,262,000 | RKT |
| FY2021 | −$11,216,443,000 | RKT |
| FY2020 | −$14,912,934,000 | RKT |
| FY2019 | −$4,456,993,000 | RKT |
The higher-revenue side has changed between NU and RKT over this period. The gap has widened since the earliest year compared.
6 of 8 comparable fiscal years — a year missing data on either side is not counted.
6 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2024 | +4.7 pp | NU |
| FY2023 | +23.1 pp | NU |
| FY2022 | −19.6 pp | RKT |
| FY2021 | −56.8 pp | RKT |
| FY2020 | −83.3 pp | RKT |
| FY2019 | −32.8 pp | RKT |
The higher net margin has changed hands between NU and RKT over this period.
6 of 8 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
RKT's net margin has been more volatile than NU's over the 6 comparable fiscal years — 23.5 percentage points of standard deviation against 14.5.
6 of 8 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between NU and RKT over these 6 fiscal years — NU led in 2 and RKT in 4.
6 of 8 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
NU's return on equity has been more volatile than RKT's over the 6 comparable fiscal years — 20.3 percentage points of standard deviation against 1.6.
6 of 8 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between NU and RKT over these 6 fiscal years — NU led in 2 and RKT in 4.
6 of 8 comparable fiscal years — a year missing data on either side is not counted.