NU vs UWMC
Nu Holdings Ltd. and UWM Holdings Corp., side by side — 6 fiscal years reported in USD, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | NU | UWMC |
|---|---|---|
| Revenue | $11.5B | $3.2B |
| Net income | $2.0B | $27.4M |
| Gross margin | 45.6% | — |
| Net margin | 17.1% | 7.7% |
| Return on equity | 28.1% | — |
| Diluted EPS | $0.40 | $0.12 |
| Dividend / share | — | — |
| Payout ratio | — | 287.1% |
| Free cash flow | — | $-2.7B |
| Equity | $7.6B | — |
| Net debt / equity | −0.98× | — |
| Current ratio | — | — |
| Revenue CAGR 5y | 79.8% | −8.5% |
| Profit CAGR 5y | — | — |
NU bills 3.6× the revenue of UWMC, and keeps more of each dollar of revenue as profit (17.1% against 7.7%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
6 years side by side
| Fiscal year | NU | UWMC |
|---|---|---|
| FY2024 | $11.5B | $2.7B |
| FY2023 | $8.0B | $2.2B |
| FY2022 | $4.8B | $2.4B |
| FY2021 | $1.7B | $3.0B |
| FY2020 | $737.1M | $4.9B |
| FY2019 | $612.1M | $1.3B |
Net income by year
Bottom line
| Fiscal year | NU | UWMC |
|---|---|---|
| FY2024 | $2.0B | $14.4M |
| FY2023 | $1.0B | $-13.2M |
| FY2022 | $-364.6M | $41.7M |
| FY2021 | $-165.0M | $98.4M |
| FY2020 | $-171.5M | $3.4B |
| FY2019 | $-92.5M | $415.1M |