AMP vs SCHW
Ameriprise Financial Inc. and Schwab Charles Corp., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | AMP | SCHW |
|---|---|---|
| Revenue | $18.9B | $23.9B |
| Net income | $3.6B | $8.9B |
| Gross margin | · | · |
| Net margin | 18.8% | 37.0% |
| Return on equity | 60.5% | 18.1% |
| Diluted EPS | $36.28 | $4.65 |
| Dividend / share | · | $1.08 |
| Payout ratio | 16.7% | 26.3% |
| Free cash flow | $8.2B | $8.8B |
| Equity | $6.5B | $49.4B |
| Net debt / equity | · | −0.34× |
| Current ratio | · | · |
| Revenue CAGR 5y | 9.6% | 15.4% |
| Profit CAGR 5y | 18.4% | 21.8% |
SCHW bills 1.3× the revenue of AMP, and keeps more of each dollar of revenue as profit (37.0% against 18.8%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | AMP | SCHW |
|---|---|---|
| FY2025 | $18.9B | $23.9B |
| FY2024 | $17.9B | $19.6B |
| FY2023 | $16.1B | $18.8B |
| FY2022 | $14.3B | $20.8B |
| FY2021 | $13.4B | $18.5B |
| FY2020 | $12.0B | $11.7B |
| FY2019 | $13.1B | $10.7B |
| FY2018 | $12.9B | $10.1B |
| FY2017 | $12.2B | $8.6B |
| FY2016 | $11.8B | $7.5B |
Bottom line
| Fiscal year | AMP | SCHW |
|---|---|---|
| FY2025 | $3.6B | $8.9B |
| FY2024 | $3.4B | $5.9B |
| FY2023 | $2.6B | $5.1B |
| FY2022 | $3.1B | $7.2B |
| FY2021 | $3.4B | $5.9B |
| FY2020 | $1.5B | $3.3B |
| FY2019 | $1.9B | $3.7B |
| FY2018 | $2.1B | $3.5B |
| FY2017 | $1.5B | $2.4B |
| FY2016 | $1.3B | $1.9B |
19 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$5,010,000,000 | SCHW |
| FY2024 | −$1,680,000,000 | SCHW |
| FY2023 | −$2,741,000,000 | SCHW |
| FY2022 | −$6,428,000,000 | SCHW |
| FY2021 | −$5,131,000,000 | SCHW |
| FY2020 | +$267,000,000 | AMP |
| FY2019 | +$2,382,000,000 | AMP |
| FY2018 | +$2,792,000,000 | AMP |
| FY2017 | +$3,562,000,000 | AMP |
| FY2016 | +$4,361,000,000 | AMP |
| FY2015 | +$5,820,000,000 | AMP |
| FY2014 | +$6,238,000,000 | AMP |
| FY2013 | +$5,795,000,000 | AMP |
| FY2012 | +$5,376,000,000 | AMP |
| FY2011 | +$5,548,000,000 | AMP |
| FY2010 | +$5,334,000,000 | AMP |
| FY2009 | +$3,345,000,000 | AMP |
| FY2008 | +$1,947,000,000 | AMP |
| FY2007 | +$3,761,000,000 | AMP |
The higher-revenue side has changed between AMP and SCHW over this period. The gap has widened since the earliest year compared.
19 of 19 comparable fiscal years — a year missing data on either side is not counted.
19 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −18.2 pp | SCHW |
| FY2024 | −11.3 pp | SCHW |
| FY2023 | −11.0 pp | SCHW |
| FY2022 | −12.6 pp | SCHW |
| FY2021 | −11.0 pp | SCHW |
| FY2020 | −15.4 pp | SCHW |
| FY2019 | −20.1 pp | SCHW |
| FY2018 | −18.4 pp | SCHW |
| FY2017 | −15.2 pp | SCHW |
| FY2016 | −14.2 pp | SCHW |
| FY2015 | −8.9 pp | SCHW |
| FY2014 | −5.5 pp | SCHW |
| FY2013 | −6.6 pp | SCHW |
| FY2012 | −10.2 pp | SCHW |
| FY2011 | −8.6 pp | SCHW |
| FY2010 | +1.3 pp | AMP |
| FY2009 | −9.0 pp | SCHW |
| FY2008 | −24.8 pp | SCHW |
| FY2007 | −39.0 pp | SCHW |
The higher net margin has changed hands between AMP and SCHW over this period.
19 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
SCHW's net margin has been more volatile than AMP's over the 19 comparable fiscal years — 8.4 percentage points of standard deviation against 5.1.
19 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between AMP and SCHW over these 19 fiscal years — AMP led in 1 and SCHW in 18.
19 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
AMP's return on equity has been more volatile than SCHW's over the 18 comparable fiscal years — 22.7 percentage points of standard deviation against 12.6.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between AMP and SCHW over these 18 fiscal years — AMP led in 15 and SCHW in 3.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.