BAC vs COF
Bank of America Corp. and Capital ONE Financial Corp., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | BAC | COF |
|---|---|---|
| Revenue | $113.1B | $53.4B |
| Net income | $30.5B | $2.5B |
| Gross margin | — | — |
| Net margin | 27.0% | 4.6% |
| Return on equity | 10.2% | 2.8% |
| Diluted EPS | $3.81 | $4.03 |
| Dividend / share | $1.08 | — |
| Payout ratio | — | 61.8% |
| Free cash flow | — | $26.1B |
| Equity | $303.2B | $113.6B |
| Net debt / equity | 0.44× | −0.10× |
| Current ratio | — | — |
| Revenue CAGR 5y | 5.7% | 13.4% |
| Profit CAGR 5y | 11.3% | −2.0% |
BAC bills 2.1× the revenue of COF, and keeps more of each dollar of revenue as profit (27.0% against 4.6%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
10 years side by side
| Fiscal year | BAC | COF |
|---|---|---|
| FY2025 | $113.1B | $53.4B |
| FY2024 | $105.9B | $39.1B |
| FY2023 | $102.8B | $36.8B |
| FY2022 | $95.0B | $34.2B |
| FY2021 | $89.1B | $30.4B |
| FY2020 | $85.5B | $28.5B |
| FY2019 | $91.2B | $28.6B |
| FY2018 | $91.0B | $28.1B |
| FY2017 | $87.1B | $27.2B |
| FY2016 | $83.7B | $25.5B |
Net income by year
Bottom line
| Fiscal year | BAC | COF |
|---|---|---|
| FY2025 | $30.5B | $2.5B |
| FY2024 | $27.0B | $4.8B |
| FY2023 | $26.3B | $4.9B |
| FY2022 | $27.5B | $7.4B |
| FY2021 | $32.0B | $12.4B |
| FY2020 | $17.9B | $2.7B |
| FY2019 | $27.4B | $5.5B |
| FY2018 | $28.1B | $6.0B |
| FY2017 | $18.2B | $2.0B |
| FY2016 | $17.8B | $3.8B |