BCS vs SNTUF
Barclays PLC and Santander UK PLC, side by side — 8 fiscal years reported in GBP, drawn from SEC filings.
Most recent reported year
| Metric | BCS | SNTUF |
|---|---|---|
| Revenue | £11.1B | £4.7B |
| Net income | £7.2B | £1.1B |
| Gross margin | · | · |
| Net margin | 64.9% | 23.0% |
| Return on equity | 9.6% | 7.5% |
| Diluted EPS | £0.42 | · |
| Dividend / share | · | £0.08 |
| Payout ratio | · | 2.4% |
| Free cash flow | · | · |
| Equity | £77.8B | · |
| Net debt / equity | · | · |
| Current ratio | · | · |
| Revenue CAGR 5y | 5.4% | 4.2% |
| Profit CAGR 5y | 24.7% | · |
BCS bills 2.3× the revenue of SNTUF, and keeps more of each dollar of revenue as profit (64.9% against 23.0%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
8 years side by side
| Fiscal year | BCS | SNTUF |
|---|---|---|
| FY2025 | £11.1B | £4.7B |
| FY2024 | £10.7B | £4.7B |
| FY2023 | £10.0B | £5.1B |
| FY2022 | £9.5B | £5.0B |
| FY2021 | £9.8B | £4.5B |
| FY2020 | £8.5B | £3.9B |
| FY2019 | £9.0B | £4.0B |
| FY2018 | £8.8B | £4.5B |
Bottom line
| Fiscal year | BCS | SNTUF |
|---|---|---|
| FY2025 | £7.2B | £1.1B |
| FY2024 | £6.3B | £971.0M |
| FY2023 | £5.3B | £1.5B |
| FY2022 | £5.9B | £1.4B |
| FY2021 | £7.0B | £1.4B |
| FY2020 | £2.4B | £452.0M |
| FY2019 | £3.3B | £714.0M |
| FY2018 | £2.3B | £1.1B |
8 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +£6,381,000,000 | BCS |
| FY2024 | +£6,053,000,000 | BCS |
| FY2023 | +£4,886,000,000 | BCS |
| FY2022 | +£4,538,000,000 | BCS |
| FY2021 | +£5,260,000,000 | BCS |
| FY2020 | +£4,670,000,000 | BCS |
| FY2019 | +£4,971,000,000 | BCS |
| FY2018 | +£4,241,000,000 | BCS |
BCS has reported the higher revenue in every one of these 8 fiscal years. The gap has widened since the earliest year compared.
8 of 11 comparable fiscal years — a year missing data on either side is not counted.
8 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +42.0 pp | BCS |
| FY2024 | +38.5 pp | BCS |
| FY2023 | +23.1 pp | BCS |
| FY2022 | +34.8 pp | BCS |
| FY2021 | +41.5 pp | BCS |
| FY2020 | +16.7 pp | BCS |
| FY2019 | +19.1 pp | BCS |
| FY2018 | +4.2 pp | BCS |
BCS has kept the higher net margin in every one of these 8 fiscal years.
8 of 11 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
BCS's net margin has been more volatile than SNTUF's over the 8 comparable fiscal years — 15.8 percentage points of standard deviation against 6.0.
8 of 11 comparable fiscal years — a year missing data on either side is not counted.
Year by year
BCS led in net margin in every one of the 8 comparable fiscal years — a structural lead, not a recent swing.
8 of 11 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
BCS's return on equity has been more volatile than SNTUF's over the 11 comparable fiscal years — 3.8 percentage points of standard deviation against 2.1.
11 of 11 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between BCS and SNTUF over these 11 fiscal years — BCS led in 5 and SNTUF in 6.
11 of 11 comparable fiscal years — a year missing data on either side is not counted.