MARKETS / BALCAO / SNTUF
BALCAO · COMMERCIAL BANKS, NEC · SMALL CAP

Santander UK PLC SNTUF

11 fiscal years on record · GBP · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
£4.7B
▲ 1.5% vs FY2024
EPS · FY25
Dividend / sh · FY25
£0.08
Payout · FY25
2%
ROE · FY25
Net margin · FY25
23.0%
Dividend coverage
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Result
GBP 4.7B
Revenue, FY2025 · full 11-year series below
Revenue Net income
2464.71.120152018202120242025
2464.71.12016201920222025

23 cents of every revenue dollar became profit this year.

Per share
Diluted EPS, FY2025
EPS Dividend
2460.0820152018202120242025
2460.082016201920222025

The company pays no cash dividend.

Profitability
Return on equity, FY2025
ROE
481220152018202120242025
48122016201920222025
Operating margin
Net margin23.0%
Return on assets0.4%

Returned to shareholders
GBP 26.0M
returned in FY2025 · dividends + net buybacks
Dividends paidGBP 26.0M
Net buybacks
Share of profit2.4%
Consecutive raises

GBP 26.0M in dividends — 2% of the year's profit went back to shareholders.

Growth
+4.2% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−1.6%
+4.2%
+0.3%
Net income
−8.0%
+19.2%
+1.5%
Dividend / share
−70.9%
−28.2%
−24.8%
Returned to shareholders
−70.5%
−27.4%
−26.6%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
Shares outstanding, FY2025
Change, 5 years
Change, 10 years

A share split breaks the comparison across the period, so we leave it out.

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Balance sheet
GBP 266.8B
total assets, end of FY2025
Total assetsGBP 266.8B
CashGBP 28.7B
DepositsGBP 187.3B

History
11 fiscal years
Every figure from documents filed with the SEC · GBP
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Revenue £B
4.7
4.7
5.1
5.0
4.5
3.9
4.0
4.5
4.9
4.8
4.6
Operating income £B
·
·
·
·
·
·
·
·
·
·
·
EBITDA £B
·
·
·
·
·
·
·
·
·
·
·
Income tax £B
0.4
0.4
0.6
0.5
0.5
0.1
0.3
0.4
0.5
0.6
0.4
Net income £B
1.1
1.0
1.5
1.4
1.4
0.5
0.7
1.1
1.3
1.3
0.9
EPS, diluted £
·
·
·
·
·
·
·
·
·
·
·
Dividend / sh £
0.08
4.22
4.93
3.26
4.37
0.42
1.02
3.67
1.78
1.91
1.38
Payout %
2
135
99
73
99
29
44
101
65
32
61
ROE %
·
·
10.7
9.1
8.6
2.9
4.5
7.1
8.2
8.4
·
Shares out B
·
·
·
·
·
·
·
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
11 of 11
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed