MARKETS / COMPARE / BMO VS VBNK

BMO vs VBNK

Bank of Montreal /can and VersaBank, side by side — 6 fiscal years reported in CAD, drawn from SEC filings.

At a glance

Most recent reported year

Metric BMO VBNK
RevenueCAD 36.3BCAD 124.6M
Net incomeCAD 8.7BCAD 28.5M
Gross margin
Net margin24.0%22.8%
Return on equity10.1%
Diluted EPSCAD 11.44
Dividend / shareCAD 0.10
Payout ratio57.8%11.4%
Free cash flowCAD 8.7BCAD 43.5M
EquityCAD 88.1B
Net debt / equity
Current ratio
Revenue CAGR 5y7.6%18.1%
Profit CAGR 5y11.3%8.0%

BMO bills 291.0× the revenue of VBNK, and keeps more of each dollar of revenue as profit (24.0% against 22.8%).

The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.

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Revenue by year

6 years side by side

Fiscal year BMO VBNK
FY2025CAD 36.3BCAD 124.6M
FY2024CAD 32.8BCAD 111.6M
FY2023CAD 29.3BCAD 108.6M
FY2022CAD 33.7BCAD 82.4M
FY2021CAD 27.2BCAD 65.4M
FY2020CAD 25.2BCAD 54.2M
Net income by year

Bottom line

Fiscal year BMO VBNK
FY2025CAD 8.7BCAD 28.5M
FY2024CAD 7.3BCAD 39.7M
FY2023CAD 4.4BCAD 42.2M
FY2022CAD 13.5BCAD 22.7M
FY2021CAD 7.8BCAD 22.4M
FY2020CAD 5.1BCAD 19.4M
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