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MARKETS / NYSE / BMO
NYSE · COMMERCIAL BANKS, NEC

Bank of Montreal /can/ BMO

10 fiscal years on record · CAD · FY2025 reported · SEC filings only
CAD 36.3B
▲ 10.6% YoY
CAD 8.7B
▲ 19.0% YoY
Growth
CAD 36.3B
Revenue, FY2025 · full 10-year series below
Revenue CAD B Net income CAD B
FY2025 · Revenue 36.3 · Net income 8.7
20B2016201720182019202020212022202320242025
Compound annual growth
+2.5%
+7.6%
−13.7%
+11.3%
−17.0%
+8.7%
+28.6%
+17.4%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +7.6% a year over five years — but profit grew faster: net income at +11.3%, earnings per share at +8.7%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
24 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Net 24.1%
20%40%2016201720182019202020212022202320242025
ROE
FY2025 · ROE 10.1%
5%10%15%2016201720182019202020212022202320242025

Each CAD of equity produced 10 cents of profit this year.

Cash & shareholders
CAD 5.5B
returned in FY2025 · dividends + net buybacks
Free cash flow CAD B
FY2023 · FCF 8.7
20B40B2016201720182019202020212022202320242025
Net buybacks CAD B Dividends CAD B
FY2025 · Dividends 5.0 · Net buybacks 0.5
2B4BDividendsNet buybacks2016201720182019202020212022202320242025

CAD 5.0B in dividends and CAD 488.0M in buybacks — 63% of the year's profit went back to shareholders.

Total assetsCAD 1.48T
EquityCAD 88.1B
CashCAD 67.5B

Equity funds 6% of total assets.

The 10-year record
10 fiscal years
Every figure from documents filed with the SEC · CAD
row low → row highnegative
Metric 2025202420232022202120202019201820172016
Revenue CAD B36.332.829.333.727.225.225.522.922.121.1
Operating income CAD B··········
EBITDA CAD B··········
Income tax CAD B2.82.21.54.32.51.31.52.01.31.1
Net income CAD B8.77.34.413.57.85.15.85.55.34.6
Free cash flow CAD B··8.74.243.650.428.817.62.6−3.0
EPS, diluted CAD 11.449.515.7619.9911.587.558.668.177.906.92
Dividend / sh CAD ··········
Payout %58526119384948473848
ROE %10.19.16.019.1······

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

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Provenance
Company facts, as filed
How we verify · 0 failures in 29 reconciliationsAUDITED

Reconciled in 10 of 19 fiscal years. 28 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityCommercial Banks, NEC
Listed onNYSE
Incorporated inoutside the United States — SEC code A6
Fiscal year endsOctober 31
Data on record since2016

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