MARKETS / NYSE / BMO
NYSE · COMMERCIAL BANKS, NEC

Bank of Montreal /can/ BMO

10 fiscal years on record · CAD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
CAD 36.3B
▲ 10.6% vs FY2024
EPS · FY25
CAD 11.44
Dividend / sh · FY25
Payout · FY25
58%
ROE · FY25
10.1%
Net margin · FY25
24.0%
Dividend coverage
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Result
CAD 36.3B
Revenue, FY2025 · full 10-year series below
Revenue Net income
1020304036.38.72016201920222025
1020304036.38.72016201920222025

24 cents of every revenue dollar became profit this year.

Per share
CAD 11.44
Diluted EPS, FY2025
EPS
8162411.442016201920222025
8162411.442016201920222025

The company pays no cash dividend.

Profitability
10.1%
Return on equity, FY2025
ROE
510152010.1%2016201920222025
510152010.1%2016201920222025
Operating margin
Net margin24.0%
Return on assets0.6%

Each CAD of equity produced 10 cents of profit this year.

Returned to shareholders
CAD 5.5B
returned in FY2025 · dividends + net buybacks
Dividends paidCAD 5.0B
Net buybacksCAD 488.0M
Share of profit63.4%
Consecutive raises

CAD 5.0B in dividends and CAD 488.0M in buybacks — 63% of the year's profit went back to shareholders.

Growth
+7.6% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+2.5%
+7.6%
Net income
−13.7%
+11.3%
EPS, diluted
−17.0%
+8.7%
Returned to shareholders
+28.6%
+17.4%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
Shares outstanding, FY2025
Change, 5 years
Change, 10 years

A share split breaks the comparison across the period, so we leave it out.

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Balance sheet
CAD 1.48T
total assets, end of FY2025
Total assetsCAD 1.48T
EquityCAD 88.1B
CashCAD 67.5B

Equity funds 6% of total assets.

History
10 fiscal years
Every figure from documents filed with the SEC · CAD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue CAD B
36.3
32.8
29.3
33.7
27.2
25.2
25.5
22.9
22.1
21.1
Operating income CAD B
·
·
·
·
·
·
·
·
·
·
EBITDA CAD B
·
·
·
·
·
·
·
·
·
·
Income tax CAD B
2.8
2.2
1.5
4.3
2.5
1.3
1.5
2.0
1.3
1.1
Net income CAD B
8.7
7.3
4.4
13.5
7.8
5.1
5.8
5.5
5.3
4.6
EPS, diluted CAD
11.44
9.51
5.76
19.99
11.58
7.55
8.66
8.17
7.90
6.92
Dividend / sh CAD
·
·
·
·
·
·
·
·
·
·
Payout %
58
52
61
19
38
49
48
47
38
48
ROE %
10.1
9.1
6.0
19.1
·
·
·
·
·
·
Shares out B
·
·
·
·
·
·
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
19 of 19
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed