BNY vs C
Bank of New York Mellon Corp. and Citigroup Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | BNY | C |
|---|---|---|
| Revenue | $20.1B | $85.2B |
| Net income | $5.5B | $14.3B |
| Gross margin | · | · |
| Net margin | 27.8% | 17.0% |
| Return on equity | 13.0% | 6.8% |
| Diluted EPS | $7.40 | $6.99 |
| Dividend / share | $2.00 | · |
| Payout ratio | 26.1% | 37.6% |
| Free cash flow | $5.2B | $-74.2B |
| Equity | $44.3B | $212.3B |
| Net debt / equity | 0.60× | 0.09× |
| Current ratio | · | · |
| Revenue CAGR 5y | 4.9% | 2.5% |
| Profit CAGR 5y | 8.9% | 5.3% |
C bills 4.2× the revenue of BNY, and BNY keeps more of each dollar of revenue as profit (27.8% against 17.0%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | BNY | C |
|---|---|---|
| FY2025 | $20.1B | $85.2B |
| FY2024 | $18.6B | $80.7B |
| FY2023 | $17.7B | $78.1B |
| FY2022 | $16.5B | $75.3B |
| FY2021 | $15.9B | $71.9B |
| FY2020 | $15.8B | $75.5B |
| FY2019 | $16.5B | $75.1B |
| FY2018 | $16.4B | $72.9B |
| FY2017 | $15.5B | $72.4B |
| FY2015 | $15.1B | $76.4B |
Bottom line
| Fiscal year | BNY | C |
|---|---|---|
| FY2025 | $5.5B | $14.3B |
| FY2024 | $4.5B | $12.7B |
| FY2023 | $3.3B | $9.2B |
| FY2022 | $2.6B | $14.8B |
| FY2021 | $3.8B | $22.0B |
| FY2020 | $3.6B | $11.0B |
| FY2019 | $4.4B | $19.4B |
| FY2018 | $4.3B | $18.0B |
| FY2017 | $4.1B | $-6.8B |
| FY2015 | $3.2B | $17.2B |
17 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$65,145,000,000 | C |
| FY2024 | −$62,103,000,000 | C |
| FY2023 | −$60,369,000,000 | C |
| FY2022 | −$58,809,000,000 | C |
| FY2021 | −$55,953,000,000 | C |
| FY2020 | −$59,693,000,000 | C |
| FY2019 | −$58,605,000,000 | C |
| FY2018 | −$56,462,000,000 | C |
| FY2017 | −$56,901,000,000 | C |
| FY2015 | −$61,228,000,000 | C |
| FY2014 | −$61,611,000,000 | C |
| FY2013 | −$61,756,000,000 | C |
| FY2012 | −$54,656,000,000 | C |
| FY2011 | −$62,651,000,000 | C |
| FY2010 | −$72,785,000,000 | C |
| FY2009 | −$72,631,000,000 | C |
| FY2008 | −$38,026,000,000 | C |
C has reported the higher revenue in every one of these 17 fiscal years. The gap has widened since the earliest year compared.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
17 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +10.8 pp | BNY |
| FY2024 | +8.5 pp | BNY |
| FY2023 | +6.7 pp | BNY |
| FY2022 | −4.4 pp | C |
| FY2021 | −7.0 pp | C |
| FY2020 | +8.3 pp | BNY |
| FY2019 | +1.2 pp | BNY |
| FY2018 | +1.1 pp | BNY |
| FY2017 | +35.8 pp | BNY |
| FY2015 | −1.4 pp | C |
| FY2014 | +7.3 pp | BNY |
| FY2013 | −3.5 pp | C |
| FY2012 | +6.1 pp | BNY |
| FY2011 | +3.0 pp | BNY |
| FY2010 | +6.1 pp | BNY |
| FY2009 | −12.3 pp | C |
| FY2008 | +64.9 pp | BNY |
The higher net margin has changed hands between BNY and C over this period.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
C's net margin has been more volatile than BNY's over the 17 comparable fiscal years — 18.8 percentage points of standard deviation against 9.5.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between BNY and C over these 17 fiscal years — BNY led in 12 and C in 5.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
C's return on equity has been more volatile than BNY's over the 18 comparable fiscal years — 7.1 percentage points of standard deviation against 3.3.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between BNY and C over these 18 fiscal years — BNY led in 14 and C in 4.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.