Citigroup Inc. C

What this company does

Citigroup provides consumers, corporations, governments and institutions with financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services and wealth management, in nearly 160 countries and jurisdictions. It is managed under five reportable business segments: Services, Markets, Banking, Wealth and U.S. Personal Banking, with activities not assigned to those segments included in All Other. Services includes TTS, which provides cash management, payments and trade and working capital solutions to multinational corporations, financial institutions and public sector organizations, and Securities Services, which connects investors and issuers across global markets. Markets includes Fixed Income Markets and Equity Markets, and supplies corporate, institutional and public sector clients with sales and trading services across equities, foreign exchange, rates, spread products and commodities. Banking includes Investment Banking, which serves capital-raising needs through equity and debt capital markets financing, loan syndication structuring and advisory work on mergers and acquisitions, and Corporate Lending, made up of corporate and commercial banking. Wealth includes the Private Bank, Citigold and Wealth at Work, and offers banking, investment, lending and custody products to ultra-high net worth, high net worth and affluent clients in approximately 20 countries. U.S. Personal Banking includes Branded Cards, Retail Services and Retail Banking, whose branches are concentrated in six metropolitan areas: New York, Los Angeles, San Francisco, Chicago, Miami and Washington, D.C. Its history dates back to the founding of the City Bank of New York in 1812.

Written from the business description in Citigroup Inc's annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.