BNY vs COF
Bank of New York Mellon Corp. and Capital ONE Financial Corp., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | BNY | COF |
|---|---|---|
| Revenue | $20.1B | $53.4B |
| Net income | $5.5B | $2.5B |
| Gross margin | — | — |
| Net margin | 27.8% | 4.6% |
| Return on equity | 13.0% | 2.8% |
| Diluted EPS | $7.40 | $4.03 |
| Dividend / share | $2.00 | — |
| Payout ratio | 26.1% | 61.8% |
| Free cash flow | $5.2B | $26.1B |
| Equity | $44.3B | $113.6B |
| Net debt / equity | 0.60× | −0.10× |
| Current ratio | — | — |
| Revenue CAGR 5y | 4.9% | 13.4% |
| Profit CAGR 5y | 8.9% | −2.0% |
COF bills 2.7× the revenue of BNY, and BNY keeps more of each dollar of revenue as profit (27.8% against 4.6%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
10 years side by side
| Fiscal year | BNY | COF |
|---|---|---|
| FY2025 | $20.1B | $53.4B |
| FY2024 | $18.6B | $39.1B |
| FY2023 | $17.7B | $36.8B |
| FY2022 | $16.5B | $34.2B |
| FY2021 | $15.9B | $30.4B |
| FY2020 | $15.8B | $28.5B |
| FY2019 | $16.5B | $28.6B |
| FY2018 | $16.4B | $28.1B |
| FY2017 | $15.5B | $27.2B |
| FY2015 | $15.1B | $23.4B |
Net income by year
Bottom line
| Fiscal year | BNY | COF |
|---|---|---|
| FY2025 | $5.5B | $2.5B |
| FY2024 | $4.5B | $4.8B |
| FY2023 | $3.3B | $4.9B |
| FY2022 | $2.6B | $7.4B |
| FY2021 | $3.8B | $12.4B |
| FY2020 | $3.6B | $2.7B |
| FY2019 | $4.4B | $5.5B |
| FY2018 | $4.3B | $6.0B |
| FY2017 | $4.1B | $2.0B |
| FY2015 | $3.2B | $4.0B |