BNY vs PNC
Bank of New York Mellon Corp. and PNC Financial Services Group, Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | BNY | PNC |
|---|---|---|
| Revenue | $20.1B | $23.1B |
| Net income | $5.5B | $7.0B |
| Gross margin | · | · |
| Net margin | 27.8% | 30.3% |
| Return on equity | 13.0% | 12.2% |
| Diluted EPS | $7.40 | $16.59 |
| Dividend / share | $2.00 | $6.60 |
| Payout ratio | 26.1% | 37.7% |
| Free cash flow | $5.2B | · |
| Equity | $44.3B | $60.6B |
| Net debt / equity | 0.60× | 0.29× |
| Current ratio | · | · |
| Revenue CAGR 5y | 4.9% | 6.4% |
| Profit CAGR 5y | 8.9% | −1.5% |
PNC bills 1.2× the revenue of BNY, and keeps more of each dollar of revenue as profit (30.3% against 27.8%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | BNY | PNC |
|---|---|---|
| FY2025 | $20.1B | $23.1B |
| FY2024 | $18.6B | $21.6B |
| FY2023 | $17.7B | $21.5B |
| FY2022 | $16.5B | $21.1B |
| FY2021 | $15.9B | $19.2B |
| FY2020 | $15.8B | $16.9B |
| FY2019 | $16.5B | $16.8B |
| FY2018 | $16.4B | $16.2B |
| FY2017 | $15.5B | $16.3B |
| FY2015 | $15.1B | $15.2B |
Bottom line
| Fiscal year | BNY | PNC |
|---|---|---|
| FY2025 | $5.5B | $7.0B |
| FY2024 | $4.5B | $6.0B |
| FY2023 | $3.3B | $5.6B |
| FY2022 | $2.6B | $6.1B |
| FY2021 | $3.8B | $5.7B |
| FY2020 | $3.6B | $7.6B |
| FY2019 | $4.4B | $5.4B |
| FY2018 | $4.3B | $5.3B |
| FY2017 | $4.1B | $5.4B |
| FY2015 | $3.2B | $4.1B |
17 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$3,019,000,000 | PNC |
| FY2024 | −$2,936,000,000 | PNC |
| FY2023 | −$3,793,000,000 | PNC |
| FY2022 | −$4,591,000,000 | PNC |
| FY2021 | −$3,280,000,000 | PNC |
| FY2020 | −$1,093,000,000 | PNC |
| FY2019 | −$377,000,000 | PNC |
| FY2018 | +$202,000,000 | BNY |
| FY2017 | −$786,000,000 | PNC |
| FY2015 | −$99,000,000 | PNC |
| FY2014 | +$233,000,000 | BNY |
| FY2013 | −$1,044,000,000 | PNC |
| FY2012 | −$978,000,000 | PNC |
| FY2011 | +$354,000,000 | BNY |
| FY2010 | −$1,360,000,000 | PNC |
| FY2009 | −$8,574,000,000 | PNC |
| FY2008 | +$7,277,000,000 | BNY |
The higher-revenue side has changed between BNY and PNC over this period. The gap has narrowed since the earliest year compared.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
17 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −2.5 pp | PNC |
| FY2024 | −3.2 pp | PNC |
| FY2023 | −7.6 pp | PNC |
| FY2022 | −13.6 pp | PNC |
| FY2021 | −6.1 pp | PNC |
| FY2020 | −21.8 pp | PNC |
| FY2019 | −5.0 pp | PNC |
| FY2018 | −7.1 pp | PNC |
| FY2017 | −6.5 pp | PNC |
| FY2015 | −5.9 pp | PNC |
| FY2014 | −10.4 pp | PNC |
| FY2013 | −11.7 pp | PNC |
| FY2012 | −2.0 pp | PNC |
| FY2011 | −3.9 pp | PNC |
| FY2010 | −3.7 pp | PNC |
| FY2009 | −29.0 pp | PNC |
| FY2008 | −3.9 pp | PNC |
PNC has kept the higher net margin in every one of these 17 fiscal years.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
BNY's net margin has been more volatile than PNC's over the 17 comparable fiscal years — 9.5 percentage points of standard deviation against 7.1.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
PNC led in net margin in every one of the 17 comparable fiscal years — a structural lead, not a recent swing.
17 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
BNY's return on equity has been more volatile than PNC's over the 18 comparable fiscal years — 3.3 percentage points of standard deviation against 2.1.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between BNY and PNC over these 18 fiscal years — BNY led in 3 and PNC in 15.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.