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PNC Financial Services Group, Inc. PNC

19 fiscal years on record · USD · FY2025 reported · SEC filings only
4 YEARS OF DIVIDEND GROWTH
$23.1B
▲ 7.2% YoY
$7.0B
▲ 17.5% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

PNC Financial Services Group, Inc. has businesses engaged in retail banking, corporate and institutional banking, and asset management, providing many of its products and services nationally. At December 31, 2025, its consolidated total assets, total deposits and total shareholders' equity were $573.6 billion, $440.9 billion and $60.6 billion, respectively. Employees totaled 55,333 at December 31, 2025, including 53,859 full-time and 1,474 part-time employees, of whom 26,168 full-time and 1,427 part-time employees were employed in its Retail Banking business. Its retail branch network is located coast-to-coast, and it also has strategic international offices in four countries outside the U.S. It is organized around its customers and communities for local delivery of retail and business banking, including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; and wealth management and asset management. It primarily conducts its business through its primary domestic bank subsidiary, PNC Bank, a national banking association chartered and located in Wilmington, Delaware. It was incorporated under the laws of the Commonwealth of Pennsylvania in 1983 with the consolidation of Pittsburgh National Corporation and Provident National Corporation.

Written from the business description in PNC FINANCIAL SERVICES GROUP, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.

Growth

USD 23.1B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 23.1 · Net income 7.0
10B20B
2007201020132016201920222025
Compound annual growth
+3.0%
+6.4%
+4.3%
+2.8%
+4.6%
−1.5%
+5.4%
+4.9%
+6.2%
−0.4%
+8.4%
+7.3%
+4.7%
−13.4%
+2.0%
+2.2%
+16.7%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +6.4% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

30 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 36.7% · Net 30.3%
20%40%
200720162025
ROE
FY2025 · ROE 12.2%
5%10%
200720162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 4.0B
returned in FY2025 · dividends + net buybacks
Net buybacks $B Dividends $B
FY2025 · Dividends 2.6 · Net buybacks 1.3
2.5B5.0BDividendsNet buybacks
2007201020132016201920222025

USD 2.6B in dividends and USD 1.3B in buybacks — 57% of the year's profit went back to shareholders.

Total assetsUSD 573.6B
EquityUSD 60.6B
CashUSD 39.7B
Gross debtUSD 57.1B
Net debtUSD 17.4B
DepositsUSD 440.9B

Net debt stands at 29% of equity.

The 19-year record

19 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
PNC, 19-year financial record
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B23.121.621.521.119.216.916.816.216.315.215.215.416.015.514.315.216.26.35.9
Operating income $B8.57.26.77.57.03.45.55.55.55.35.55.65.74.04.14.1◌◌◌
EBITDA $B9.58.27.68.48.14.46.56.46.46.16.36.46.44.74.74.8◌◌◌
Income tax $B1.51.31.11.41.30.40.90.90.11.31.41.41.51.01.01.00.90.30.6
Net income $B7.06.05.66.15.77.65.45.35.44.04.14.24.23.03.13.42.40.91.5
EPS, diluted $16.5913.7412.7913.8512.7016.9611.3910.7110.367.307.397.307.365.285.645.744.362.444.32
Dividend / sh $6.606.306.105.754.80◌◌◌2.602.122.01◌◌◌◌◌◌◌◌
Payout %3843443936263530232725242227206189954
ROE %12.211.311.712.010.414.611.211.211.68.89.39.710.48.29.611.38.74.49.0
Shares out B◌◌◌◌◌◌◌◌◌◌◌0.52◌◌◌◌◌◌◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

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Provenance

Company facts, as filed

How we verify · 0 failures · 3 divergences in 56 reconciliationsAUDITED

Reconciled in 16 of the 19 fiscal years we could check. 3 of those reconciliations are divergences — the figures exist but don't fit the formula this check expects; that isn't the same as an error. One check was skipped: the balance sheet is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures3 divergent
ActivityNational Commercial Banks
Listed onNYSE
Incorporated inPennsylvania
Fiscal year endsDecember 31
Data on record since2007

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