BNY vs USB
Bank of New York Mellon Corp. and US Bancorp \de\, side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | BNY | USB |
|---|---|---|
| Revenue | $20.1B | $28.7B |
| Net income | $5.5B | $7.6B |
| Gross margin | · | · |
| Net margin | 27.8% | 26.5% |
| Return on equity | 13.0% | 12.2% |
| Diluted EPS | $7.40 | $4.62 |
| Dividend / share | $2.00 | $2.04 |
| Payout ratio | 26.1% | 41.8% |
| Free cash flow | $5.2B | · |
| Equity | $44.3B | $65.2B |
| Net debt / equity | 0.60× | 0.48× |
| Current ratio | · | · |
| Revenue CAGR 5y | 4.9% | · |
| Profit CAGR 5y | 8.9% | 8.8% |
USB bills 1.4× the revenue of BNY, and BNY keeps more of each dollar of revenue as profit (27.8% against 26.5%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | BNY | USB |
|---|---|---|
| FY2025 | $20.1B | $28.7B |
| FY2024 | $18.6B | $27.5B |
| FY2023 | $17.7B | $28.1B |
| FY2022 | $16.5B | $24.3B |
| FY2018 | $16.4B | $22.6B |
| FY2017 | $15.5B | $21.9B |
| FY2015 | $15.1B | $20.3B |
| FY2014 | $15.6B | $20.2B |
| FY2013 | $15.0B | $19.6B |
| FY2012 | $14.5B | $20.3B |
Bottom line
| Fiscal year | BNY | USB |
|---|---|---|
| FY2025 | $5.5B | $7.6B |
| FY2024 | $4.5B | $6.3B |
| FY2023 | $3.3B | $5.4B |
| FY2022 | $2.6B | $5.8B |
| FY2018 | $4.3B | $7.1B |
| FY2017 | $4.1B | $6.2B |
| FY2015 | $3.2B | $5.9B |
| FY2014 | $2.6B | $5.9B |
| FY2013 | $2.1B | $5.8B |
| FY2012 | $2.4B | $5.6B |
10 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$8,576,000,000 | USB |
| FY2024 | −$8,836,000,000 | USB |
| FY2023 | −$10,447,000,000 | USB |
| FY2022 | −$7,773,000,000 | USB |
| FY2018 | −$6,245,000,000 | USB |
| FY2017 | −$6,359,000,000 | USB |
| FY2015 | −$5,180,000,000 | USB |
| FY2014 | −$4,553,000,000 | USB |
| FY2013 | −$4,634,000,000 | USB |
| FY2012 | −$5,754,000,000 | USB |
USB has reported the higher revenue in every one of these 10 fiscal years. The gap has widened since the earliest year compared.
10 of 18 comparable fiscal years — a year missing data on either side is not counted.
10 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +1.3 pp | BNY |
| FY2024 | +1.3 pp | BNY |
| FY2023 | −0.7 pp | USB |
| FY2022 | −8.6 pp | USB |
| FY2018 | −5.5 pp | USB |
| FY2017 | −2.1 pp | USB |
| FY2015 | −7.9 pp | USB |
| FY2014 | −12.3 pp | USB |
| FY2013 | −14.6 pp | USB |
| FY2012 | −9.8 pp | USB |
The higher net margin has changed hands between BNY and USB over this period.
10 of 18 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
BNY's net margin has been more volatile than USB's over the 10 comparable fiscal years — 4.7 percentage points of standard deviation against 3.5.
10 of 18 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between BNY and USB over these 10 fiscal years — BNY led in 2 and USB in 8.
10 of 18 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
BNY's return on equity has been more volatile than USB's over the 18 comparable fiscal years — 3.3 percentage points of standard deviation against 1.9.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between BNY and USB over these 18 fiscal years — BNY led in 1 and USB in 17.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.