CI vs UNH
Cigna Group and UnitedHealth Group Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | CI | UNH |
|---|---|---|
| Revenue | $274.9B | $447.6B |
| Net income | $6.0B | $12.1B |
| Gross margin | 21.8% | 88.7% |
| Net margin | 2.3% | 2.9% |
| Return on equity | 14.4% | 12.2% |
| Diluted EPS | $22.18 | $13.23 |
| Dividend / share | $6.04 | $8.73 |
| Payout ratio | 27.0% | 65.7% |
| Free cash flow | · | $16.1B |
| Equity | $41.7B | · |
| Net debt / equity | 0.57× | 0.54× |
| Current ratio | 0.85× | 0.79× |
| Revenue CAGR 5y | 11.4% | 11.7% |
| Profit CAGR 5y | · | −4.8% |
UNH bills 1.6× the revenue of CI, and keeps more of each dollar of revenue as profit (2.9% against 2.3%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | CI | UNH |
|---|---|---|
| FY2025 | $274.9B | $447.6B |
| FY2024 | $247.1B | $400.3B |
| FY2023 | $195.3B | $371.6B |
| FY2022 | $180.5B | $324.2B |
| FY2021 | $174.1B | $287.6B |
| FY2020 | $160.4B | $257.1B |
| FY2019 | $153.6B | $242.2B |
| FY2018 | $48.6B | $226.2B |
| FY2017 | $41.8B | $201.2B |
| FY2016 | $39.8B | $184.8B |
Bottom line
| Fiscal year | CI | UNH |
|---|---|---|
| FY2025 | $6.0B | $12.1B |
| FY2024 | $3.4B | $14.4B |
| FY2023 | $5.2B | $22.4B |
| FY2022 | $6.8B | $20.1B |
| FY2021 | $5.4B | $17.3B |
| FY2020 | $8.5B | $15.4B |
| FY2019 | $5.1B | $13.8B |
| FY2018 | $2.6B | $12.0B |
| FY2017 | $2.2B | $10.6B |
| FY2016 | $1.8B | $7.0B |
10 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$172,667,000,000 | UNH |
| FY2024 | −$153,157,000,000 | UNH |
| FY2023 | −$176,357,000,000 | UNH |
| FY2022 | −$143,644,000,000 | UNH |
| FY2021 | −$113,528,000,000 | UNH |
| FY2020 | −$96,740,000,000 | UNH |
| FY2019 | −$88,589,000,000 | UNH |
| FY2018 | −$177,597,000,000 | UNH |
| FY2017 | −$159,353,000,000 | UNH |
| FY2016 | −$145,002,000,000 | UNH |
UNH has reported the higher revenue in every one of these 10 fiscal years. The gap has widened since the earliest year compared.
10 of 19 comparable fiscal years — a year missing data on either side is not counted.
10 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −0.6 pp | UNH |
| FY2024 | −2.3 pp | UNH |
| FY2023 | −3.5 pp | UNH |
| FY2022 | −2.6 pp | UNH |
| FY2021 | −3.1 pp | UNH |
| FY2020 | −0.8 pp | UNH |
| FY2019 | −2.5 pp | UNH |
| FY2018 | −0.0 pp | UNH |
| FY2017 | −0.0 pp | UNH |
| FY2016 | +0.8 pp | CI |
The higher net margin has changed hands between CI and UNH over this period.
10 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
CI's net margin has been more volatile than UNH's over the 10 comparable fiscal years — 1.3 percentage points of standard deviation against 1.2.
10 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between CI and UNH over these 10 fiscal years — CI led in 1 and UNH in 9.
10 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
UNH's return on equity has been more volatile than CI's over the 10 comparable fiscal years — 4.4 percentage points of standard deviation against 2.9.
10 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between CI and UNH over these 10 fiscal years — CI led in 1 and UNH in 9.
10 of 19 comparable fiscal years — a year missing data on either side is not counted.