COF vs WFC
Capital ONE Financial Corp. and Wells Fargo & Company, side by side — 10 fiscal years reported in USD, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | COF | WFC |
|---|---|---|
| Revenue | $53.4B | $83.7B |
| Net income | $2.5B | $21.3B |
| Gross margin | — | — |
| Net margin | 4.6% | 25.5% |
| Return on equity | 2.8% | 11.8% |
| Diluted EPS | $4.03 | $6.26 |
| Dividend / share | — | $1.70 |
| Payout ratio | 61.8% | 25.5% |
| Free cash flow | $26.1B | — |
| Equity | $113.6B | $181.1B |
| Net debt / equity | −0.10× | 0.11× |
| Current ratio | — | — |
| Revenue CAGR 5y | 13.4% | 2.4% |
| Profit CAGR 5y | −2.0% | 44.6% |
WFC bills 1.6× the revenue of COF, and keeps more of each dollar of revenue as profit (25.5% against 4.6%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
10 years side by side
| Fiscal year | COF | WFC |
|---|---|---|
| FY2025 | $53.4B | $83.7B |
| FY2024 | $39.1B | $82.3B |
| FY2023 | $36.8B | $82.6B |
| FY2022 | $34.2B | $74.4B |
| FY2021 | $30.4B | $79.2B |
| FY2020 | $28.5B | $74.3B |
| FY2019 | $28.6B | $86.8B |
| FY2018 | $28.1B | $86.4B |
| FY2017 | $27.2B | $88.4B |
| FY2016 | $25.5B | $88.3B |
Net income by year
Bottom line
| Fiscal year | COF | WFC |
|---|---|---|
| FY2025 | $2.5B | $21.3B |
| FY2024 | $4.8B | $19.7B |
| FY2023 | $4.9B | $19.1B |
| FY2022 | $7.4B | $13.7B |
| FY2021 | $12.4B | $22.1B |
| FY2020 | $2.7B | $3.4B |
| FY2019 | $5.5B | $19.7B |
| FY2018 | $6.0B | $22.4B |
| FY2017 | $2.0B | $22.2B |
| FY2016 | $3.8B | $21.9B |