FINV vs HTT
FinVolution Group and High Templar Tech Ltd., side by side — 10 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | FINV | HTT |
|---|---|---|
| Revenue | CNY 13.6B | CNY 41.0M |
| Net income | CNY 2.5B | CNY 708.6M |
| Gross margin | — | 81.1% |
| Net margin | 18.8% | 1729.9% |
| Return on equity | 16.0% | 6.2% |
| Diluted EPS | CNY 1.92 | — |
| Dividend / share | — | — |
| Payout ratio | 20.1% | — |
| Free cash flow | CNY 1.8B | CNY 570.4M |
| Equity | CNY 16.6B | CNY 11.6B |
| Net debt / equity | −0.24× | −0.34× |
| Current ratio | — | 5.75× |
| Revenue CAGR 5y | 12.4% | −59.3% |
| Profit CAGR 5y | 5.2% | −5.9% |
FINV bills 331.3× the revenue of HTT, and HTT keeps more of each dollar of revenue as profit (1729.9% against 18.8%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
10 years side by side
| Fiscal year | FINV | HTT |
|---|---|---|
| FY2025 | CNY 13.6B | CNY 41.0M |
| FY2024 | CNY 13.1B | CNY 216.4M |
| FY2023 | CNY 12.5B | CNY 126.3M |
| FY2022 | CNY 11.1B | CNY 577.5M |
| FY2021 | CNY 9.5B | CNY 1.7B |
| FY2020 | CNY 7.6B | CNY 3.7B |
| FY2019 | CNY 6.0B | CNY 8.8B |
| FY2018 | CNY 4.2B | CNY 7.7B |
| FY2017 | CNY 3.9B | CNY 4.8B |
| FY2016 | CNY 1.2B | CNY 1.4B |
Net income by year
Bottom line
| Fiscal year | FINV | HTT |
|---|---|---|
| FY2025 | CNY 2.5B | CNY 708.6M |
| FY2024 | CNY 2.4B | CNY 91.7M |
| FY2023 | CNY 2.3B | CNY 39.1M |
| FY2022 | CNY 2.3B | CNY -362.0M |
| FY2021 | CNY 2.5B | CNY 589.1M |
| FY2020 | CNY 2.0B | CNY 958.8M |
| FY2019 | CNY 2.4B | CNY 3.3B |
| FY2018 | CNY 2.5B | CNY 2.5B |
| FY2017 | CNY 1.1B | CNY 2.2B |
| FY2016 | CNY 501.5M | CNY 576.7M |