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MARKETS / NYSE / FINV
NYSE · LOAN BROKERS · LARGE CAP

FinVolution Group FINV

11 fiscal years on record · CNY · FY2025 reported · SEC filings only
CNY 13.6B
▲ 3.9% YoY
CNY 2.5B
▲ 6.7% YoY
CNY 1.8B
▼ 37.8% YoY
In brief

What this company does

FinVolution offers short-term loans to borrowers to meet their immediate credit needs, allowing them to gradually establish a credit history through activity on its platforms. Since its inception and up to December 31, 2025, the company had facilitated loans for over 29.0 million borrowers in China. In 2025, the company's net revenues were RMB13.6 billion (US$1.9 billion). The company's business is managed through two segments, China and International Markets. The company's cumulative registered users in China increased from 155.6 million as of December 31, 2023 to 172.6 million as of December 31, 2024 and further to 187.4 million as of December 31, 2025. In 2025, the company's loan origination volume in the overseas markets was RMB14.0 billion (US$2.0 billion). The company was launched in 2007.

Written from the business description in FinVolution Group's annual report to the U.S. Securities and Exchange Commission, filed 29 April 2026. Every sentence was checked against that document before publication.

Growth
CNY 13.6B
Revenue, FY2025 · full 11-year series below
Revenue CNY B Net income CNY B
FY2025 · Revenue 13.6 · Net income 2.5
5B10B201520172019202120232025
Compound annual growth
+6.8%
+12.4%
+52.8%
+3.9%
+5.2%
+7.2%
+7.8%
+21.7%
+14.7%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +12.4% a year over five years — but profit grew slower: net income at +5.2%, earnings per share at +7.8%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
19 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 22.9% · Net 18.8%
20%40%60%-10%-20%-30%201520172019202120232025
ROE
FY2025 · ROE 16.0%
20%40%60%201520172019202120232025

Each CNY of equity produced 16 cents of profit this year.

Cash & shareholders
CNY 1.3B
returned in FY2025 · dividends + net buybacks
Free cash flow CNY B
FY2025 · FCF 1.8
2B201520172019202120232025
Net buybacks CNY M Dividends CNY M
FY2025 · Dividends 510.2 · Net buybacks 756.7
500M1000MDividendsNet buybacks20182019202020212022202320242025

CNY 510.2M in dividends and CNY 756.7M in buybacks — 50% of the year's profit went back to shareholders.

Total assetsCNY 25.4B
EquityCNY 16.6B
CashCNY 4.3B
Gross debtCNY 260.0M
Net debtCNY -4.0B

The company holds more cash than debt.

The 11-year record
11 fiscal years
Every figure from documents filed with the SEC · CNY

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 20252024202320222021202020192018201720162015
Revenue CNY B13.613.112.511.19.57.66.04.23.91.20.2
Operating income CNY B3.12.82.82.72.72.42.92.61.40.5−0.1
EBITDA CNY B···········
Income tax CNY B0.60.50.40.50.20.50.50.20.30.00.0
Net income CNY B2.52.42.32.32.52.02.42.51.10.5−0.1
Free cash flow CNY B1.82.90.80.20.62.2−0.31.83.31.1−0.2
EPS, diluted CNY 1.921.811.671.561.691.321.531.54−2.55−0.09−0.27
Dividend / sh CNY ···········
Payout %20191816131316····
ROE %16.016.517.919.726.424.234.251.768.0··

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Compare

This company against its peers

Provenance
Company facts, as filed
How we verify · 0 failures in 32 reconciliationsAUDITED

Reconciled in 11 of 19 fiscal years. 25 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityLoan Brokers
Listed onNYSE
Incorporated inoutside the United States — SEC code E9
Fiscal year endsDecember 31
Data on record since2015

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