FINV vs LU
FinVolution Group and Lufax Holding Ltd., side by side — 7 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | FINV | LU |
|---|---|---|
| Revenue | CNY 13.6B | CNY 8.2B |
| Net income | CNY 2.5B | CNY -3.9B |
| Gross margin | — | — |
| Net margin | 18.8% | −44.2% |
| Return on equity | 16.0% | −4.5% |
| Diluted EPS | CNY 1.92 | — |
| Dividend / share | — | — |
| Payout ratio | 20.1% | −132.6% |
| Free cash flow | CNY 1.8B | — |
| Equity | CNY 16.6B | CNY 81.8B |
| Net debt / equity | −0.24× | 0.48× |
| Current ratio | — | — |
| Revenue CAGR 5y | 12.4% | −27.9% |
| Profit CAGR 5y | 5.2% | — |
FINV bills 1.7× the revenue of LU, and LU closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Revenue by year
7 years side by side
| Fiscal year | FINV | LU |
|---|---|---|
| FY2024 | CNY 13.1B | CNY 8.2B |
| FY2023 | CNY 12.5B | CNY 15.3B |
| FY2022 | CNY 11.1B | CNY 29.2B |
| FY2021 | CNY 9.5B | CNY 38.3B |
| FY2020 | CNY 7.6B | CNY 41.2B |
| FY2019 | CNY 6.0B | CNY 41.9B |
| FY2018 | CNY 4.2B | CNY 32.2B |
Net income by year
Bottom line
| Fiscal year | FINV | LU |
|---|---|---|
| FY2024 | CNY 2.4B | CNY -3.9B |
| FY2023 | CNY 2.3B | CNY 809.6M |
| FY2022 | CNY 2.3B | CNY 7.8B |
| FY2021 | CNY 2.5B | CNY 16.8B |
| FY2020 | CNY 2.0B | CNY 12.4B |
| FY2019 | CNY 2.4B | CNY 13.3B |
| FY2018 | CNY 2.5B | CNY 13.6B |