FINV vs LX
FinVolution Group and LexinFintech Holdings Ltd., side by side — 10 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | FINV | LX |
|---|---|---|
| Revenue | ¥13.6B | ¥13.2B |
| Net income | ¥2.5B | ¥1.7B |
| Gross margin | — | 34.0% |
| Net margin | 18.7% | 12.8% |
| Return on equity | 16.0% | 10.3% |
| Diluted EPS | — | ¥4.72 |
| Dividend / share | — | — |
| Payout ratio | 20.1% | 22.8% |
| Free cash flow | ¥1.8B | ¥3.3B |
| Equity | ¥16.6B | ¥8.0B |
| Net debt / equity | −0.24× | 0.33× |
| Current ratio | — | 1.89× |
| Revenue CAGR 5y | 12.4% | 2.5% |
| Profit CAGR 5y | 5.2% | 23.0% |
FINV and LX book revenue within 15% of each other, and keeps more of each dollar of revenue as profit (18.7% against 12.8%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
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Revenue by year
10 years side by side
| Fiscal year | FINV | LX |
|---|---|---|
| FY2025 | ¥13.6B | ¥13.2B |
| FY2024 | ¥13.1B | ¥14.2B |
| FY2023 | ¥12.5B | ¥13.1B |
| FY2022 | ¥11.1B | ¥9.9B |
| FY2021 | ¥9.5B | ¥11.4B |
| FY2020 | ¥7.6B | ¥11.6B |
| FY2019 | ¥6.0B | ¥10.6B |
| FY2018 | ¥4.2B | ¥7.6B |
| FY2017 | ¥3.9B | ¥5.6B |
| FY2016 | ¥1.2B | ¥4.3B |
Net income by year
Bottom line
| Fiscal year | FINV | LX |
|---|---|---|
| FY2025 | ¥2.5B | ¥1.7B |
| FY2024 | ¥2.4B | ¥1.1B |
| FY2023 | ¥2.3B | ¥1.1B |
| FY2022 | ¥2.3B | ¥825.9M |
| FY2021 | ¥2.5B | ¥2.3B |
| FY2020 | ¥2.0B | ¥595.0M |
| FY2019 | ¥2.4B | ¥2.3B |
| FY2018 | ¥2.5B | ¥2.0B |
| FY2017 | ¥1.1B | ¥240.4M |
| FY2016 | ¥501.5M | ¥-117.9M |
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