FMCC vs RKT
Federal Home Loan Mortgage Corp. and Rocket Companies, Inc., side by side — 8 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | FMCC | RKT |
|---|---|---|
| Revenue | $23.3B | $6.7B |
| Net income | $10.7B | $-68.0M |
| Gross margin | · | · |
| Net margin | 46.1% | −3.5% |
| Return on equity | 16.5% | −0.4% |
| Diluted EPS | $0.02 | −$0.05 |
| Dividend / share | · | · |
| Payout ratio | · | · |
| Free cash flow | · | $-4.0B |
| Equity | $70.4B | · |
| Net debt / equity | 2.87× | 0.50× |
| Current ratio | · | · |
| Revenue CAGR 5y | 6.9% | −15.6% |
| Profit CAGR 5y | 7.9% | · |
FMCC bills 3.5× the revenue of RKT, and RKT closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
8 years side by side
| Fiscal year | FMCC | RKT |
|---|---|---|
| FY2025 | $23.3B | $6.7B |
| FY2024 | $23.9B | $5.1B |
| FY2023 | $21.2B | $3.8B |
| FY2022 | $21.3B | $5.8B |
| FY2021 | $22.0B | $12.9B |
| FY2020 | $16.7B | $15.7B |
| FY2019 | $14.1B | $5.1B |
| FY2018 | $15.6B | $4.2B |
Bottom line
| Fiscal year | FMCC | RKT |
|---|---|---|
| FY2025 | $10.7B | $-68.0M |
| FY2024 | $11.9B | $29.0M |
| FY2023 | $10.5B | $-16.0M |
| FY2022 | $9.3B | $46.4M |
| FY2021 | $12.1B | $308.2M |
| FY2020 | $7.3B | $198.0M |
| FY2019 | $7.2B | $0 |
| FY2018 | $9.2B | $0 |
8 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +$16,576,000,000 | FMCC |
| FY2024 | +$18,811,000,000 | FMCC |
| FY2023 | +$17,430,000,000 | FMCC |
| FY2022 | +$15,425,507,000 | FMCC |
| FY2021 | +$9,036,534,000 | FMCC |
| FY2020 | +$1,008,933,000 | FMCC |
| FY2019 | +$9,008,898,000 | FMCC |
| FY2018 | +$11,360,436,000 | FMCC |
FMCC has reported the higher revenue in every one of these 8 fiscal years. The gap has widened since the earliest year compared.
8 of 9 comparable fiscal years — a year missing data on either side is not counted.
8 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +49.6 pp | FMCC |
| FY2024 | +37.1 pp | FMCC |
| FY2023 | +59.9 pp | FMCC |
| FY2022 | +31.9 pp | FMCC |
| FY2021 | +8.1 pp | FMCC |
| FY2020 | −16.1 pp | RKT |
| FY2019 | +33.5 pp | FMCC |
| FY2018 | +44.7 pp | FMCC |
The higher net margin has changed hands between FMCC and RKT over this period.
8 of 8 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
RKT's net margin has been more volatile than FMCC's over the 8 comparable fiscal years — 22.2 percentage points of standard deviation against 5.1.
8 of 8 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between FMCC and RKT over these 8 fiscal years — FMCC led in 7 and RKT in 1.
8 of 8 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
FMCC's return on equity has been more volatile than RKT's over the 7 comparable fiscal years — 29.2 percentage points of standard deviation against 1.6.
7 of 10 comparable fiscal years — a year missing data on either side is not counted.
Year by year
FMCC led in return on equity in every one of the 7 comparable fiscal years — a structural lead, not a recent swing.
7 of 10 comparable fiscal years — a year missing data on either side is not counted.