HTT vs JFIN
High Templar Tech Ltd. and Jiayin Group Inc., side by side — 9 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | HTT | JFIN |
|---|---|---|
| Revenue | ¥41.0M | ¥6.2B |
| Net income | ¥708.6M | ¥1.5B |
| Gross margin | 81.1% | — |
| Net margin | 1729.9% | 24.7% |
| Return on equity | 6.2% | 40.6% |
| Diluted EPS | — | — |
| Dividend / share | — | — |
| Payout ratio | — | 65.4% |
| Free cash flow | ¥570.4M | ¥622.3M |
| Equity | ¥11.6B | ¥4.4B |
| Net debt / equity | −0.34× | 0.12× |
| Current ratio | 5.75× | 1.88× |
| Revenue CAGR 5y | −59.3% | 36.8% |
| Profit CAGR 5y | −5.9% | 43.4% |
JFIN bills 151.9× the revenue of HTT, and HTT keeps more of each dollar of revenue as profit (1729.9% against 24.7%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
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Revenue by year
9 years side by side
| Fiscal year | HTT | JFIN |
|---|---|---|
| FY2025 | ¥41.0M | ¥6.2B |
| FY2024 | ¥216.4M | ¥5.8B |
| FY2023 | ¥126.3M | ¥5.5B |
| FY2022 | ¥577.5M | ¥3.3B |
| FY2021 | ¥1.7B | ¥1.8B |
| FY2020 | ¥3.7B | ¥1.3B |
| FY2019 | ¥8.8B | ¥2.2B |
| FY2018 | ¥7.7B | ¥2.9B |
| FY2017 | ¥4.8B | ¥2.3B |
Net income by year
Bottom line
| Fiscal year | HTT | JFIN |
|---|---|---|
| FY2025 | ¥708.6M | ¥1.5B |
| FY2024 | ¥91.7M | ¥1.1B |
| FY2023 | ¥39.1M | ¥1.3B |
| FY2022 | ¥-362.0M | ¥1.2B |
| FY2021 | ¥589.1M | ¥472.1M |
| FY2020 | ¥958.8M | ¥252.9M |
| FY2019 | ¥3.3B | ¥527.7M |
| FY2018 | ¥2.5B | ¥611.8M |
| FY2017 | ¥2.2B | ¥539.5M |
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