NASDAQ · FINANCE SERVICES · MID CAP
Jiayin Group Inc. JFIN
9 fiscal years on record · CNY · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
¥6.2B
▲ 7.3% vs FY2024
EPS · FY25
—
Dividend / sh · FY25
—
Payout · FY25
—
ROE · FY25
40.6%
Net margin · FY25
24.7%
Dividend coverage
—
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Result
CNY 6.2B
Revenue, FY2025 · full 9-year series below
Revenue
Net income
25 cents of every revenue dollar became profit this year.
Per share
—
Diluted EPS, FY2025
EPS
The company pays no cash dividend.
Profitability
40.6%
Return on equity, FY2025
ROE
Operating margin28.9%
Net margin24.7%
Return on assets21.7%
Each CNY of equity produced 41 cents of profit this year.
Returned to shareholders
CNY 110.7M
returned in FY2025 · dividends + net buybacks
Dividends paid—
Net buybacksCNY 110.7M
Share of profit7.2%
Consecutive raises—
CNY 110.7M in buybacks — 7% of the year's profit went back to shareholders.
Growth
+36.8% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+23.9%
+36.8%
Net income
+9.2%
+43.4%
EPS, diluted
+10.3%
+44.4%
Returned to shareholders
+106.5%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
—
Shares outstanding, FY2025
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
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Balance sheet
CNY 8.8B
total assets, end of FY2025
Total assetsCNY 8.8B
EquityCNY 4.4B
CashCNY 61.8M
Gross debtCNY 600.6M
Net debtCNY 538.8M
Current ratio1.88×
Net debt stands at 12% of equity.
History
9 fiscal years
Every figure from documents filed with the SEC · CNY
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue ¥B
6.2
5.8
5.5
3.3
1.8
1.3
2.2
2.9
2.3
Operating income ¥B
1.8
1.2
1.3
1.2
0.4
0.3
0.5
0.7
0.7
EBITDA ¥B
1.9
1.3
1.3
1.2
0.4
0.3
0.6
0.7
0.7
Income tax ¥B
0.3
0.2
0.2
0.2
0.1
0.1
0.0
0.1
0.2
Net income ¥B
1.5
1.1
1.3
1.2
0.5
0.3
0.5
0.6
0.5
EPS, diluted ¥
·
·
·
·
·
·
·
·
·
Dividend / sh ¥
·
·
·
·
·
·
·
·
·
Payout %
·
·
·
·
·
·
·
65
·
ROE %
40.6
38.3
71.6
185.6
·
·
·
·
·
Shares out B
·
·
·
·
·
·
·
·
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
19 of 19
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed