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MARKETS / NASDAQ / JFIN
NASDAQ · FINANCE SERVICES · MID CAP

Jiayin Group Inc. JFIN

9 fiscal years on record · CNY · FY2025 reported · SEC filings only
CNY 6.2B
▲ 7.3% YoY
CNY 1.5B
▲ 45.4% YoY
CNY 622.3M
▼ 9.3% YoY
Growth
CNY 6.2B
Revenue, FY2025 · full 9-year series below
Revenue CNY B Net income CNY B
FY2025 · Revenue 6.2 · Net income 1.5
2.5B5.0B201720182019202020212022202320242025
Compound annual growth
+23.9%
+36.8%
+9.2%
+43.4%
+10.3%
+44.4%
+106.5%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +36.8% a year over five years — but profit grew faster: net income at +43.4%, earnings per share at +44.4%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
25 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 28.9% · Net 24.7%
10%20%30%201720182019202020212022202320242025
ROE
FY2025 · ROE 40.6%
50%100%150%201720182019202020212022202320242025

Each CNY of equity produced 41 cents of profit this year.

Cash & shareholders
CNY 110.7M
returned in FY2025 · dividends + net buybacks
Free cash flow CNY M
FY2025 · FCF 622.3
250.0M500.0M-100.0M-200.0M201720182019202020212022202320242025
Net buybacks CNY M Dividends CNY M
FY2025 · Dividends — · Net buybacks 110.7
200M20182022202320242025

CNY 110.7M in buybacks — 7% of the year's profit went back to shareholders.

Total assetsCNY 8.8B
EquityCNY 4.4B
CashCNY 61.8M
Gross debtCNY 600.6M
Net debtCNY 538.8M
Current ratio1.88×

Net debt stands at 12% of equity.

The 9-year record
9 fiscal years
Every figure from documents filed with the SEC · CNY

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 202520242023202220212020201920182017
Revenue CNY B6.25.85.53.31.81.32.22.92.3
Operating income CNY B1.81.21.31.20.40.30.50.70.7
EBITDA CNY B1.91.31.31.20.40.30.60.70.7
Income tax CNY B0.30.20.20.20.10.10.00.10.2
Net income CNY B1.51.11.31.20.50.30.50.60.5
Free cash flow CNY B0.60.70.40.10.2−0.0−0.0−0.20.1
EPS, diluted CNY 7.354.976.065.482.181.172.513.062.70
Dividend / sh CNY ·········
Payout %·······65·
ROE %40.638.371.6185.6·····
Shares out B····0.110.110.22·0.00

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

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Provenance
Company facts, as filed
How we verify · 0 failures in 28 reconciliationsAUDITED

Reconciled in 9 of 19 fiscal years. 48 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFinance Services
Listed onNASDAQ
Incorporated inoutside the United States — SEC code E9
Fiscal year endsDecember 31
Data on record since2017

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