LU vs QFIN
Lufax Holding Ltd. and Qfin Holdings, Inc., side by side — 7 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | LU | QFIN |
|---|---|---|
| Revenue | ¥8.2B | ¥19.2B |
| Net income | ¥-3.9B | ¥6.0B |
| Gross margin | — | 84.4% |
| Net margin | −47.4% | 31.1% |
| Return on equity | −4.5% | 24.7% |
| Diluted EPS | ¥0.71 | ¥22.01 |
| Dividend / share | — | — |
| Payout ratio | −132.6% | — |
| Free cash flow | — | ¥10.8B |
| Equity | ¥81.8B | ¥24.1B |
| Net debt / equity | 0.48× | −0.17× |
| Current ratio | — | 2.43× |
| Revenue CAGR 5y | −27.9% | 7.2% |
| Profit CAGR 5y | — | 11.3% |
QFIN bills 2.4× the revenue of LU, and LU closed the last reported year at a loss.
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
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Revenue by year
7 years side by side
| Fiscal year | LU | QFIN |
|---|---|---|
| FY2024 | ¥8.2B | ¥17.2B |
| FY2023 | ¥15.3B | ¥16.3B |
| FY2022 | ¥29.2B | ¥16.6B |
| FY2021 | ¥38.3B | ¥16.6B |
| FY2020 | ¥41.2B | ¥13.6B |
| FY2019 | ¥41.9B | ¥9.2B |
| FY2018 | ¥32.2B | ¥4.4B |
Net income by year
Bottom line
| Fiscal year | LU | QFIN |
|---|---|---|
| FY2024 | ¥-3.9B | ¥6.2B |
| FY2023 | ¥809.6M | ¥4.3B |
| FY2022 | ¥7.8B | ¥4.0B |
| FY2021 | ¥16.8B | ¥5.8B |
| FY2020 | ¥12.4B | ¥3.5B |
| FY2019 | ¥13.3B | ¥2.5B |
| FY2018 | ¥13.6B | ¥1.2B |
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