Qfin Holdings, Inc. QFIN
Slide the table for earlier years · "·" marks a figure not available in our data for that year.
What this company does
Written from the business description in Qfin Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 27 April 2026. Every sentence was checked against that document before publication.
Growth
Revenue compounded at +7.2% a year over the five years to FY2025 — but profit grew faster: net income at +11.3%, earnings per share at +14.1%.
The share count fell from 0.30B to 0.24B — the buyback concentrates the same profit into fewer slices.
Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.
Profitability
Each CNY of equity produced 25 cents of profit this year.
The 9-year record
EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue CNY B | 19.2 | 17.2 | 16.3 | 16.6 | 16.6 | 13.6 | 9.2 | 4.4 | 0.8 |
| Operating income CNY B | 6.7 | 7.5 | 4.9 | 4.5 | 6.8 | 3.8 | 2.9 | 1.6 | 0.2 |
| EBITDA CNY B | 6.7 | 7.6 | 4.9 | 4.5 | 6.9 | 3.8 | 2.9 | 1.6 | ◌ |
| Income tax CNY B | 1.4 | 1.6 | 1.0 | 0.7 | 1.3 | 0.6 | 0.5 | 0.5 | 0.0 |
| Net income CNY B | 6.0 | 6.2 | 4.3 | 4.0 | 5.8 | 3.5 | 2.5 | 1.2 | 0.2 |
| Free cash flow CNY B | 10.8 | 9.2 | 7.0 | 5.9 | 5.8 | 5.3 | 2.9 | 0.3 | −0.1 |
| EPS, diluted CNY | 22.01 | 20.64 | 13.04 | 12.50 | 17.99 | 11.40 | 8.31 | −9.39 | ◌ |
| Dividend / sh CNY | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ | ◌ |
| Payout % — not applicable: no dividend | — | — | — | — | — | — | — | — | — |
| ROE % | 24.7 | 27.1 | 20.9 | 23.5 | 46.7 | 41.9 | 42.9 | 46.1 | — |
| Shares out B | 0.24 | 0.28 | 0.32 | 0.32 | 0.31 | 0.30 | 0.29 | 0.29 | ◌ |
Slide the table for earlier years. "—" not applicable · "◌" not available in our data.
This company against its peers
Company facts, as filed
Reconciled in 8 of the 9 fiscal years we could check. 20 checks were skipped: the balance sheet is not tagged before 2017. 10 checks were skipped: EPS is not tagged before 2017. 10 checks were skipped: revenue is not tagged before 2017.