LX vs QFIN
LexinFintech Holdings Ltd. and Qfin Holdings, Inc., side by side — 9 fiscal years reported in CNY, drawn from SEC filings.
At a glance
Most recent reported year
| Metric | LX | QFIN |
|---|---|---|
| Revenue | ¥13.2B | ¥19.2B |
| Net income | ¥1.7B | ¥6.0B |
| Gross margin | 34.0% | 84.4% |
| Net margin | 12.8% | 31.1% |
| Return on equity | 10.3% | 24.7% |
| Diluted EPS | ¥4.72 | ¥22.01 |
| Dividend / share | — | — |
| Payout ratio | 22.8% | — |
| Free cash flow | ¥3.3B | ¥10.8B |
| Equity | ¥8.0B | ¥24.1B |
| Net debt / equity | 0.33× | −0.17× |
| Current ratio | 1.89× | 2.43× |
| Revenue CAGR 5y | 2.5% | 7.2% |
| Profit CAGR 5y | 23.0% | 11.3% |
QFIN bills 1.5× the revenue of LX, and keeps more of each dollar of revenue as profit (31.1% against 12.8%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner.
Advertisement
AdSense · Leaderboard 728×90 · responsive
Revenue by year
9 years side by side
| Fiscal year | LX | QFIN |
|---|---|---|
| FY2025 | ¥13.2B | ¥19.2B |
| FY2024 | ¥14.2B | ¥17.2B |
| FY2023 | ¥13.1B | ¥16.3B |
| FY2022 | ¥9.9B | ¥16.6B |
| FY2021 | ¥11.4B | ¥16.6B |
| FY2020 | ¥11.6B | ¥13.6B |
| FY2019 | ¥10.6B | ¥9.2B |
| FY2018 | ¥7.6B | ¥4.4B |
| FY2017 | ¥5.6B | ¥788.1M |
Net income by year
Bottom line
| Fiscal year | LX | QFIN |
|---|---|---|
| FY2025 | ¥1.7B | ¥6.0B |
| FY2024 | ¥1.1B | ¥6.2B |
| FY2023 | ¥1.1B | ¥4.3B |
| FY2022 | ¥825.9M | ¥4.0B |
| FY2021 | ¥2.3B | ¥5.8B |
| FY2020 | ¥595.0M | ¥3.5B |
| FY2019 | ¥2.3B | ¥2.5B |
| FY2018 | ¥2.0B | ¥1.2B |
| FY2017 | ¥240.4M | ¥164.9M |
Advertisement
AdSense · Rectangle 336×280