MH vs PMTS
McGraw Hill, Inc. and CPI Card Group Inc., side by side — 3 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | MH | PMTS |
|---|---|---|
| Revenue | $2.1B | $543.5M |
| Net income | $35.3M | $14.9M |
| Gross margin | 80.9% | 31.3% |
| Net margin | 1.7% | 2.8% |
| Return on equity | 7.0% | · |
| Diluted EPS | $0.19 | $1.25 |
| Dividend / share | · | · |
| Payout ratio | · | · |
| Free cash flow | $246.3M | $41.3M |
| Equity | $726.2M | $-17.3M |
| Net debt / equity | 3.20× | · |
| Current ratio | 0.77× | 2.44× |
| Revenue CAGR 5y | · | 11.7% |
| Profit CAGR 5y | · | −1.5% |
MH bills 3.9× the revenue of PMTS, and PMTS keeps more of each dollar of revenue as profit (2.8% against 1.7%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
3 years side by side
| Fiscal year | MH | PMTS |
|---|---|---|
| FY2025 | $2.1B | $543.5M |
| FY2024 | $2.1B | $480.6M |
| FY2023 | $2.0B | $444.5M |
Bottom line
| Fiscal year | MH | PMTS |
|---|---|---|
| FY2025 | $35.3M | $14.9M |
| FY2024 | $-85.8M | $19.5M |
| FY2023 | $-193.0M | $24.0M |
Standard deviation, each side
MH's net margin has been more volatile than PMTS's over the 3 comparable fiscal years — 4.7 percentage points of standard deviation against 1.1.
3 of 13 comparable fiscal years — a year missing data on either side is not counted.
Year by year
PMTS led in net margin in every one of the 3 comparable fiscal years — a structural lead, not a recent swing.
3 of 13 comparable fiscal years — a year missing data on either side is not counted.