PMTS vs QUAD
CPI Card Group Inc. and Quad/Graphics, Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | PMTS | QUAD |
|---|---|---|
| Revenue | $543.5M | $2.4B |
| Net income | $14.9M | $27.0M |
| Gross margin | 31.3% | 21.6% |
| Net margin | 2.8% | 1.1% |
| Return on equity | · | · |
| Diluted EPS | $1.25 | $0.54 |
| Dividend / share | · | $0.30 |
| Payout ratio | · | 53.3% |
| Free cash flow | $41.3M | $50.7M |
| Equity | $-17.3M | $-59.5M |
| Net debt / equity | · | · |
| Current ratio | 2.44× | 0.86× |
| Revenue CAGR 5y | 11.7% | −3.8% |
| Profit CAGR 5y | −1.5% | · |
QUAD bills 4.5× the revenue of PMTS, and PMTS keeps more of each dollar of revenue as profit (2.8% against 1.1%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | PMTS | QUAD |
|---|---|---|
| FY2025 | $543.5M | $2.4B |
| FY2024 | $480.6M | $2.7B |
| FY2023 | $444.5M | $3.0B |
| FY2022 | $475.7M | $3.2B |
| FY2021 | $375.1M | $3.0B |
| FY2020 | $312.2M | $2.9B |
| FY2019 | $278.1M | $3.9B |
| FY2018 | $255.8M | $4.0B |
| FY2017 | $223.7M | $4.0B |
| FY2016 | $308.7M | $4.3B |
Bottom line
| Fiscal year | PMTS | QUAD |
|---|---|---|
| FY2025 | $14.9M | $27.0M |
| FY2024 | $19.5M | $-50.9M |
| FY2023 | $24.0M | $-55.4M |
| FY2022 | $36.5M | $9.3M |
| FY2021 | $15.9M | $37.8M |
| FY2020 | $16.1M | $-128.3M |
| FY2019 | $-5.1M | $-156.3M |
| FY2018 | $-37.5M | $8.5M |
| FY2017 | $-22.0M | $107.2M |
| FY2016 | $5.4M | $44.9M |
13 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$1,876,366,000 | QUAD |
| FY2024 | −$2,191,599,000 | QUAD |
| FY2023 | −$2,513,153,000 | QUAD |
| FY2022 | −$2,741,255,000 | QUAD |
| FY2021 | −$2,585,281,000 | QUAD |
| FY2020 | −$2,617,411,000 | QUAD |
| FY2019 | −$3,645,327,000 | QUAD |
| FY2018 | −$3,729,986,000 | QUAD |
| FY2017 | −$3,727,456,000 | QUAD |
| FY2016 | −$4,020,800,000 | QUAD |
| FY2015 | −$4,222,990,000 | QUAD |
| FY2014 | −$4,516,594,000 | QUAD |
| FY2013 | −$4,599,530,000 | QUAD |
QUAD has reported the higher revenue in every one of these 13 fiscal years. The gap has narrowed since the earliest year compared.
13 of 17 comparable fiscal years — a year missing data on either side is not counted.
13 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +1.6 pp | PMTS |
| FY2024 | +6.0 pp | PMTS |
| FY2023 | +7.3 pp | PMTS |
| FY2022 | +7.4 pp | PMTS |
| FY2021 | +3.0 pp | PMTS |
| FY2020 | +9.6 pp | PMTS |
| FY2019 | +2.1 pp | PMTS |
| FY2018 | −14.8 pp | QUAD |
| FY2017 | −12.6 pp | QUAD |
| FY2016 | +0.7 pp | PMTS |
| FY2015 | +22.2 pp | PMTS |
| FY2014 | +4.7 pp | PMTS |
| FY2013 | +3.7 pp | PMTS |
The higher net margin has changed hands between PMTS and QUAD over this period.
13 of 17 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
PMTS's net margin has been more volatile than QUAD's over the 13 comparable fiscal years — 6.5 percentage points of standard deviation against 4.1.
13 of 17 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between PMTS and QUAD over these 13 fiscal years — PMTS led in 11 and QUAD in 2.
13 of 17 comparable fiscal years — a year missing data on either side is not counted.