Atlanticus Holdings Corp. ATLC

What this company does

Atlanticus provides technology and other support services to lenders that offer an array of financial products and services to consumers. As of December 31, 2025, it had 576 employees, all employed within the U.S. It reports these products and services through two reportable segments, Credit as a Service and Auto Finance. Within its CaaS segment, it applies technology solutions built from experience and infrastructure gained servicing $50 billion in consumer loans over more than 30 years of operating history. Within CaaS, it offers private label credit cards under the Fortiva and Curae brand names, along with merchant-associated brands, and general purpose credit cards under the Aspire, Imagine, Mercury and Fortiva brand names. Within its Auto Finance segment, its CAR subsidiary purchases and services loans secured by automobiles, and provides floor-plan financing, for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business, serving over 700 dealers in 33 states and two U.S. territories as of December 31, 2025. It is headquartered in Atlanta, Georgia, with its principal executive offices located at Five Concourse Parkway, Suite 300, Atlanta, Georgia 30328. It is a Georgia corporation formed in 2009, as successor to an entity that commenced operations in 1996.

Written from the business description in Atlanticus Holdings Corp's annual report to the U.S. Securities and Exchange Commission, filed 12 March 2026. Every sentence was checked against that document before publication.