NYSE · STATE COMMERCIAL BANKS · MID CAP
BAR Harbor Bankshares BHB
17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY10 YEARS OF DIVIDEND GROWTH
Dividend streak
10 yrs
Raised every year since 2016
EPS · FY25
$2.31
Dividend / sh · FY25
$1.26
Payout · FY25
55%
ROE · FY25
7.5%
Net margin · FY25
—
Dividend coverage
1.8×
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Result
—
Revenue, FY2025 · full 17-year series below
Revenue
Net income
Per share
USD 2.31
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 1.8 times — the rest stayed in the company.
Profitability
7.5%
Return on equity, FY2025
ROE
Operating margin—
Net margin—
Return on assets0.8%
Each USD of equity produced 7 cents of profit this year.
Returned to shareholders
USD 20.4M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 20.4M
Net buybacks—
Share of profit55.3%
Consecutive raises10 years
USD 20.4M in dividends — 55% of the year's profit went back to shareholders.
Growth
—
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+9.8%
Net income
−5.4%
+2.1%
+9.3%
+8.6%
EPS, diluted
−7.1%
+1.2%
+3.3%
−0.8%
Dividend / share
+7.3%
+7.4%
+6.5%
+1.3%
Returned to shareholders
+10.0%
−5.4%
+12.9%
+11.3%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.02B
Shares outstanding, FY2025
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
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Balance sheet
USD 4.7B
total assets, end of FY2025
Total assetsUSD 4.7B
EquityUSD 532.5M
CashUSD 80.8M
Gross debtUSD 269.6M
Net debtUSD 188.8M
DepositsUSD 3.8B
Net debt stands at 35% of equity.
History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
·
·
·
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
Operating income $B
0.0
0.1
0.1
0.1
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
·
EBITDA $B
0.1
0.1
0.1
0.1
0.1
0.0
0.0
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
2.31
2.84
2.95
2.88
2.61
2.18
1.45
2.12
1.70
1.63
1.67
2.45
2.22
2.12
2.85
2.61
3.12
Dividend / sh $
1.26
1.18
1.10
1.02
0.94
0.88
0.86
0.79
0.75
0.73
0.67
0.91
0.83
0.78
1.09
1.04
1.04
Payout %
55
41
37
35
36
40
59
37
44
44
40
37
37
37
38
38
37
ROE %
7.5
9.8
10.9
10.7
9.5
8.3
5.9
9.1
10.2
9.6
10.1
10.9
10.6
10.1
10.0
9.8
11.6
Shares out B
0.02
0.02
0.02
0.02
0.02
·
·
·
·
·
·
·
·
·
·
·
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
33 of 33
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed