Americas Carmart Inc. CRMT

What this company does

America's Car-Mart primarily sells older model used vehicles and provides financing for substantially all of its customers, operating exclusively in the "Integrated Auto Sales and Finance" segment of the used car market. As of April 30, 2026, the company operated 94 dealerships located primarily in small cities throughout the South-Central United States. The company employed approximately 1,500 full-time associates as of April 30, 2026, including its consolidated subsidiaries. Its operations are principally conducted through two operating subsidiaries, America's Car Mart, Inc., an Arkansas corporation, and Colonial Auto Finance, Inc., an Arkansas corporation. The company operates in a single reportable segment, representing its core business of offering integrated automotive sales and financing solutions for customers with limited financial resources regardless of credit history. Its corporate headquarters, located in Rogers, Arkansas, provides centralized oversight of dealership operations. America's Car-Mart, Inc. is a Texas corporation.

Written from the business description in America's Car-Mart, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 14 July 2026. Every sentence was checked against that document before publication.