NASDAQ · SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED · MID CAP
FS Bancorp, Inc. FSBW
15 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY5 YEARS OF DIVIDEND GROWTH
Dividend streak
5 yrs
Raised every year since 2021
EPS · FY25
$4.29
Dividend / sh · FY25
$1.34
Payout · FY25
31%
ROE · FY25
11.1%
Net margin · FY25
—
Dividend coverage
3.2×
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Result
—
Revenue, FY2025 · full 15-year series below
Revenue
Net income
Per share
USD 4.29
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 3.2 times — the rest stayed in the company.
Profitability
11.1%
Return on equity, FY2025
ROE
Operating margin—
Net margin—
Return on assets1.1%
Each USD of equity produced 11 cents of profit this year.
Returned to shareholders
USD 25.7M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 10.3M
Net buybacksUSD 15.4M
Share of profit77.0%
Consecutive raises5 years
USD 10.3M in dividends and USD 15.4M in buybacks — 77% of the year's profit went back to shareholders.
Growth
+21.5% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+20.1%
+21.5%
Net income
+4.0%
−3.2%
+14.2%
EPS, diluted
+5.1%
−0.9%
Dividend / share
+14.2%
+26.1%
Returned to shareholders
+4.2%
+13.9%
+41.0%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.01B
Shares outstanding, FY2025
Change, 5 years−11.4%
Change, 10 years—
The share count shrank 11% in five years — the same company, cut into fewer, larger slices.
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Balance sheet
USD 3.2B
total assets, end of FY2025
Total assetsUSD 3.2B
EquityUSD 307.7M
CashUSD 28.2M
Gross debtUSD 129.3M
Net debtUSD 101.1M
DepositsUSD 2.7B
Net debt stands at 33% of equity.
History
15 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Revenue $B
·
·
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
Operating income $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EBITDA $B
0.0
0.0
0.0
0.0
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
Net income $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
4.29
4.36
4.56
3.70
4.37
4.49
5.01
6.29
4.28
3.51
2.93
1.52
1.29
1.76
·
Dividend / sh $
1.34
1.06
1.00
0.90
0.56
0.42
0.65
0.53
0.43
0.36
0.22
0.22
0.15
·
·
Payout %
31
24
22
24
12
9
13
8
9
10
9
16
12
0
·
ROE %
11.1
12.5
14.5
12.4
15.7
18.3
11.9
16.1
13.9
13.4
12.6
7.1
6.4
12.2
5.8
Shares out B
0.01
0.01
0.01
0.01
0.01
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
29 of 29
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed