EBF vs PMTS
Ennis, Inc. and CPI Card Group Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | EBF | PMTS |
|---|---|---|
| Revenue | $392.4M | $543.5M |
| Net income | $42.6M | $14.9M |
| Gross margin | 30.7% | 31.3% |
| Net margin | 10.9% | 2.8% |
| Return on equity | 14.0% | · |
| Diluted EPS | $1.66 | $1.25 |
| Dividend / share | $1.00 | · |
| Payout ratio | 60.8% | · |
| Free cash flow | $41.0M | $41.3M |
| Equity | $308.7M | $-17.3M |
| Net debt / equity | · | · |
| Current ratio | 3.72× | 2.44× |
| Revenue CAGR 5y | 1.9% | 11.7% |
| Profit CAGR 5y | 12.1% | −1.5% |
PMTS bills 1.4× the revenue of EBF, and EBF keeps more of each dollar of revenue as profit (10.9% against 2.8%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | EBF | PMTS |
|---|---|---|
| FY2025 | $392.4M | $543.5M |
| FY2024 | $394.6M | $480.6M |
| FY2023 | $420.1M | $444.5M |
| FY2022 | $431.8M | $475.7M |
| FY2021 | $400.0M | $375.1M |
| FY2020 | $358.0M | $312.2M |
| FY2019 | $438.4M | $278.1M |
| FY2018 | $400.8M | $255.8M |
| FY2017 | $370.2M | $223.7M |
| FY2016 | $356.9M | $308.7M |
Bottom line
| Fiscal year | EBF | PMTS |
|---|---|---|
| FY2025 | $42.6M | $14.9M |
| FY2024 | $40.2M | $19.5M |
| FY2023 | $42.6M | $24.0M |
| FY2022 | $47.3M | $36.5M |
| FY2021 | $29.0M | $15.9M |
| FY2020 | $24.1M | $16.1M |
| FY2019 | $38.3M | $-5.1M |
| FY2018 | $37.4M | $-37.5M |
| FY2017 | $32.9M | $-22.0M |
| FY2016 | $1.8M | $5.4M |
13 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$151,131,000 | PMTS |
| FY2024 | −$85,983,000 | PMTS |
| FY2023 | −$24,438,000 | PMTS |
| FY2022 | −$43,908,000 | PMTS |
| FY2021 | +$24,895,000 | EBF |
| FY2020 | +$45,784,000 | EBF |
| FY2019 | +$160,339,000 | EBF |
| FY2018 | +$144,968,000 | EBF |
| FY2017 | +$146,427,000 | EBF |
| FY2016 | +$48,188,000 | EBF |
| FY2015 | +$11,836,000 | EBF |
| FY2014 | +$119,373,000 | EBF |
| FY2013 | +$346,072,000 | EBF |
The higher-revenue side has changed between EBF and PMTS over this period. The gap has narrowed since the earliest year compared.
13 of 17 comparable fiscal years — a year missing data on either side is not counted.
13 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +8.1 pp | EBF |
| FY2024 | +6.1 pp | EBF |
| FY2023 | +4.7 pp | EBF |
| FY2022 | +3.3 pp | EBF |
| FY2021 | +3.0 pp | EBF |
| FY2020 | +1.6 pp | EBF |
| FY2019 | +10.6 pp | EBF |
| FY2018 | +24.0 pp | EBF |
| FY2017 | +18.7 pp | EBF |
| FY2016 | −1.3 pp | PMTS |
| FY2015 | +1.0 pp | EBF |
| FY2014 | −16.8 pp | PMTS |
| FY2013 | −1.9 pp | PMTS |
The higher net margin has changed hands between EBF and PMTS over this period.
13 of 17 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
PMTS's net margin has been more volatile than EBF's over the 13 comparable fiscal years — 6.5 percentage points of standard deviation against 6.1.
13 of 17 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between EBF and PMTS over these 13 fiscal years — EBF led in 10 and PMTS in 3.
13 of 17 comparable fiscal years — a year missing data on either side is not counted.