FISV vs MELI
Fiserv Inc. and Mercadolibre Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | FISV | MELI |
|---|---|---|
| Revenue | $21.2B | $28.9B |
| Net income | $3.5B | $2.0B |
| Gross margin | · | 47.4% |
| Net margin | 16.5% | 7.4% |
| Return on equity | 13.2% | 36.0% |
| Diluted EPS | $6.34 | $39.40 |
| Dividend / share | · | · |
| Payout ratio | · | · |
| Free cash flow | $4.3B | $10.8B |
| Equity | $25.8B | $6.7B |
| Net debt / equity | 1.09× | 0.82× |
| Current ratio | 1.03× | 1.17× |
| Revenue CAGR 5y | 7.4% | 48.7% |
| Profit CAGR 5y | 29.4% | · |
MELI bills 1.4× the revenue of FISV, and FISV keeps more of each dollar of revenue as profit (16.5% against 7.4%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | FISV | MELI |
|---|---|---|
| FY2025 | $21.2B | $28.9B |
| FY2024 | $20.5B | $20.8B |
| FY2023 | $19.1B | $15.1B |
| FY2022 | $17.7B | $10.8B |
| FY2021 | $16.2B | $7.1B |
| FY2020 | $14.9B | $4.0B |
| FY2019 | $10.2B | $2.3B |
| FY2018 | $5.8B | $1.4B |
| FY2017 | $5.7B | $1.2B |
| FY2016 | $5.5B | $844.4M |
Bottom line
| Fiscal year | FISV | MELI |
|---|---|---|
| FY2025 | $3.5B | $2.0B |
| FY2024 | $3.1B | $1.9B |
| FY2023 | $3.1B | $987.0M |
| FY2022 | $2.5B | $482.0M |
| FY2021 | $1.3B | $83.0M |
| FY2020 | $958.0M | $-1.0M |
| FY2019 | $893.0M | $-172.0M |
| FY2018 | $1.2B | $-36.6M |
| FY2017 | $1.2B | $13.8M |
| FY2016 | $930.0M | $136.4M |
18 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$7,700,000,000 | MELI |
| FY2024 | −$321,000,000 | MELI |
| FY2023 | +$3,986,000,000 | FISV |
| FY2022 | +$6,957,000,000 | FISV |
| FY2021 | +$9,157,000,000 | FISV |
| FY2020 | +$10,878,000,000 | FISV |
| FY2019 | +$7,890,686,000 | FISV |
| FY2018 | +$4,383,347,000 | FISV |
| FY2017 | +$4,479,458,000 | FISV |
| FY2016 | +$4,660,604,000 | FISV |
| FY2015 | +$4,602,210,000 | FISV |
| FY2014 | +$4,509,464,000 | FISV |
| FY2013 | +$4,341,405,000 | FISV |
| FY2012 | +$4,062,398,506 | FISV |
| FY2011 | +$3,990,068,375 | FISV |
| FY2010 | +$3,916,284,287 | FISV |
| FY2009 | +$3,904,156,379 | FISV |
| FY2008 | +$4,449,977,380 | FISV |
The higher-revenue side has changed between FISV and MELI over this period. The gap has widened since the earliest year compared.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.
18 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | +9.1 pp | FISV |
| FY2024 | +5.7 pp | FISV |
| FY2023 | +9.3 pp | FISV |
| FY2022 | +9.7 pp | FISV |
| FY2021 | +7.4 pp | FISV |
| FY2020 | +6.6 pp | FISV |
| FY2019 | +16.5 pp | FISV |
| FY2018 | +22.9 pp | FISV |
| FY2017 | +20.7 pp | FISV |
| FY2016 | +0.7 pp | FISV |
| FY2015 | −2.7 pp | MELI |
| FY2014 | +1.8 pp | FISV |
| FY2013 | −11.4 pp | MELI |
| FY2012 | −13.4 pp | MELI |
| FY2011 | −14.7 pp | MELI |
| FY2010 | −13.9 pp | MELI |
| FY2009 | −7.5 pp | MELI |
| FY2008 | −1.3 pp | MELI |
The higher net margin has changed hands between FISV and MELI over this period.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
MELI's net margin has been more volatile than FISV's over the 18 comparable fiscal years — 10.3 percentage points of standard deviation against 3.8.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between FISV and MELI over these 18 fiscal years — FISV led in 11 and MELI in 7.
18 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
MELI's return on equity has been more volatile than FISV's over the 18 comparable fiscal years — 18.9 percentage points of standard deviation against 12.7.
18 of 18 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between FISV and MELI over these 18 fiscal years — FISV led in 7 and MELI in 11.
18 of 18 comparable fiscal years — a year missing data on either side is not counted.