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MARKETS / NASDAQ / FISV
NASDAQ · SERVICES-BUSINESS SERVICES, NEC · LARGE CAP

Fiserv Inc. FISV

19 fiscal years on record · USD · FY2025 reported · SEC filings only
$21.2B
▲ 3.6% YoY
$3.5B
▲ 11.1% YoY
$4.3B
▼ 15.1% YoY
In brief

What this company does

Fiserv, Inc. provides account processing and digital banking solutions, card issuer processing and network services, payments, e-commerce, merchant acquiring and processing, and the Clover cloud-based point-of-sale and business management platform. In 2025, it had $21.2 billion in total revenue, $5.8 billion in operating income and $6.1 billion of net cash provided by operating activities. Processing and services revenue, which in 2025 represented 80% of its total revenue, is primarily generated from account- and transaction-based fees under multi-year contracts. It serves its global client base through geographic teams across the United States and Canada, Europe, the Middle East and Africa, Latin America, and Asia Pacific. It offers merchant acquiring solutions that enable small businesses to accept payment transactions online or in person. As of December 31, 2025, it had over 38,000 employees worldwide.

Written from the business description in FISERV INC's annual report to the U.S. Securities and Exchange Commission, filed 19 February 2026. Every sentence was checked against that document before publication.

Growth
USD 21.2B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 21.2 · Net income 3.5
8B16B2007201020132016201920222025
Compound annual growth
+6.1%
+7.4%
+15.0%
+11.5%
+11.2%
+29.4%
+17.2%
+13.9%
+17.5%
+35.3%
+8.8%
+27.1%
+15.8%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +7.4% a year over five years — but profit grew faster: net income at +29.4%, earnings per share at +35.3%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
16 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 27.5% · Net 16.5%
10%20%30%2007201020132016201920222025
ROE
FY2025 · ROE 13.2%
20%40%2007201020132016201920222025

Each USD of equity produced 13 cents of profit this year.

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 4.3
2B4B2007201020132016201920222025
Net buybacks $B Dividends $B
FY2018 · Dividends — · Net buybacks 1.9
0.8B1.6B2007200920112013201520172018

Total assetsUSD 80.1B
EquityUSD 25.8B
CashUSD 798.0M
Gross debtUSD 29.0B
Net debtUSD 28.2B
Current ratio1.03×

Net debt stands at 109% of equity.

The 19-year record
19 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B21.220.519.117.716.214.910.25.85.75.55.35.14.84.44.34.14.14.63.7
Operating income $B5.85.95.03.72.31.91.61.81.51.41.31.21.11.01.01.00.90.90.7
EBITDA $B6.56.55.64.35.55.13.42.32.01.91.71.61.51.41.31.31.31.0·
Income tax $B0.80.60.80.60.40.20.20.40.20.50.40.40.30.30.30.30.30.30.3
Net income $B3.53.13.12.51.31.00.91.21.20.90.70.80.60.60.50.50.50.60.4
Free cash flow $B4.35.13.83.12.93.22.11.21.21.11.01.00.80.60.80.80.70.60.4
EPS, diluted $6.345.384.983.911.991.401.712.872.892.082.992.982.442.221.643.273.063.492.60
Dividend / sh $···················
Payout %···················
ROE %13.211.010.18.24.22.95.147.347.335.823.921.918.518.314.615.916.921.9·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Compare

This company against its peers

Provenance
Company facts, as filed
How we verify · 0 failures in 74 reconciliationsAUDITED

Reconciled in 19 of 19 fiscal years. 9 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityServices-Business Services, NEC
Listed onNASDAQ
Incorporated inWisconsin
Fiscal year endsDecember 31
Data on record since2007

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