FISV vs V
Fiserv Inc. and Visa Inc., side by side — 10 fiscal years reported in USD, drawn from SEC filings.
Most recent reported year
| Metric | FISV | V |
|---|---|---|
| Revenue | $21.2B | $40.0B |
| Net income | $3.5B | $20.1B |
| Gross margin | · | · |
| Net margin | 16.5% | 50.1% |
| Return on equity | 13.2% | 52.1% |
| Diluted EPS | $6.34 | · |
| Dividend / share | · | $0.59 |
| Payout ratio | · | 23.1% |
| Free cash flow | $4.3B | $21.6B |
| Equity | $25.8B | · |
| Net debt / equity | 1.09× | 0.21× |
| Current ratio | 1.03× | 1.08× |
| Revenue CAGR 5y | 7.4% | 12.9% |
| Profit CAGR 5y | 29.4% | 13.0% |
V bills 1.9× the revenue of FISV, and keeps more of each dollar of revenue as profit (50.1% against 16.5%).
The stronger figure of the pair is set in bold. That is arithmetic, not a recommendation — this page does not pick a winner. "·" marks a figure not available in our data.
10 years side by side
| Fiscal year | FISV | V |
|---|---|---|
| FY2025 | $21.2B | $40.0B |
| FY2024 | $20.5B | $35.9B |
| FY2023 | $19.1B | $32.7B |
| FY2022 | $17.7B | $29.3B |
| FY2021 | $16.2B | $24.1B |
| FY2020 | $14.9B | $21.8B |
| FY2019 | $10.2B | $23.0B |
| FY2018 | $5.8B | $20.6B |
| FY2017 | $5.7B | $18.4B |
| FY2016 | $5.5B | $15.1B |
Bottom line
| Fiscal year | FISV | V |
|---|---|---|
| FY2025 | $3.5B | $20.1B |
| FY2024 | $3.1B | $19.7B |
| FY2023 | $3.1B | $17.3B |
| FY2022 | $2.5B | $15.0B |
| FY2021 | $1.3B | $12.3B |
| FY2020 | $958.0M | $10.9B |
| FY2019 | $893.0M | $12.1B |
| FY2018 | $1.2B | $10.3B |
| FY2017 | $1.2B | $6.7B |
| FY2016 | $930.0M | $6.0B |
19 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −$18,807,000,000 | V |
| FY2024 | −$15,470,000,000 | V |
| FY2023 | −$13,560,000,000 | V |
| FY2022 | −$11,573,000,000 | V |
| FY2021 | −$7,879,000,000 | V |
| FY2020 | −$6,994,000,000 | V |
| FY2019 | −$12,790,000,000 | V |
| FY2018 | −$14,786,000,000 | V |
| FY2017 | −$12,662,000,000 | V |
| FY2016 | −$9,577,000,000 | V |
| FY2015 | −$8,626,000,000 | V |
| FY2014 | −$7,636,000,000 | V |
| FY2013 | −$6,964,000,000 | V |
| FY2012 | −$5,985,000,000 | V |
| FY2011 | −$4,899,000,000 | V |
| FY2010 | −$3,932,000,000 | V |
| FY2009 | −$2,834,000,000 | V |
| FY2008 | −$1,676,000,000 | V |
| FY2007 | +$87,000,000 | FISV |
The higher-revenue side has changed between FISV and V over this period. The gap has widened since the earliest year compared.
19 of 19 comparable fiscal years — a year missing data on either side is not counted.
19 fiscal years
| Fiscal year | Difference | Ahead |
|---|---|---|
| FY2025 | −33.7 pp | V |
| FY2024 | −39.4 pp | V |
| FY2023 | −36.5 pp | V |
| FY2022 | −36.5 pp | V |
| FY2021 | −42.4 pp | V |
| FY2020 | −43.2 pp | V |
| FY2019 | −43.6 pp | V |
| FY2018 | −29.6 pp | V |
| FY2017 | −14.6 pp | V |
| FY2016 | −22.8 pp | V |
| FY2015 | −32.0 pp | V |
| FY2014 | −27.9 pp | V |
| FY2013 | −28.8 pp | V |
| FY2012 | −6.8 pp | V |
| FY2011 | −28.7 pp | V |
| FY2010 | −24.8 pp | V |
| FY2009 | −22.4 pp | V |
| FY2008 | −0.4 pp | V |
| FY2007 | +41.9 pp | FISV |
The higher net margin has changed hands between FISV and V over this period.
19 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
V's net margin has been more volatile than FISV's over the 19 comparable fiscal years — 19.4 percentage points of standard deviation against 3.7.
19 of 19 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in net margin changed hands between FISV and V over these 19 fiscal years — FISV led in 1 and V in 18.
19 of 19 comparable fiscal years — a year missing data on either side is not counted.
Standard deviation, each side
V's return on equity has been more volatile than FISV's over the 17 comparable fiscal years — 13.6 percentage points of standard deviation against 13.1.
17 of 18 comparable fiscal years — a year missing data on either side is not counted.
Year by year
The lead in return on equity changed hands between FISV and V over these 17 fiscal years — FISV led in 10 and V in 7.
17 of 18 comparable fiscal years — a year missing data on either side is not counted.