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MARKETS / NYSE / GWRE
NYSE · SERVICES-PREPACKAGED SOFTWARE · LARGE CAP

Guidewire Software, Inc. GWRE

16 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.2B
▲ 22.6% YoY
$69.8M
$295.1M
▲ 55.8% YoY
In brief

What this company does

Guidewire delivers its foundational core products, InsuranceSuite and InsuranceNow, primarily as a cloud-based subscription service through its proprietary cloud platform, which it refers to as Guidewire Cloud Platform. These products serve as transactional systems of record, supporting insurance operations including product definition, policy administration, claims management and billing. As of July 31, 2025, it had 3,772 employees, including 1,879 in global product development and operations, 873 in professional services, 533 in sales and marketing, and 487 in general and administrative roles. As of July 31, 2025, it had approximately 500 customers representing approximately 570 insurance brands in 43 countries. Guidewire organizes its direct sales team, which also serves as its account management function, by geographic region across the Americas, EMEA, and APAC. As of July 31, 2025, the Guidewire Marketplace had over 315 partner-developed integrations that had been awarded Ready for Guidewire validation. Guidewire was founded in 2001 and serves insurers of all sizes, ranging from global carriers to regional and local providers.

Written from the business description in Guidewire Software, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 11 September 2025. Every sentence was checked against that document before publication.

Growth
USD 1.2B
Revenue, FY2025 · full 16-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.2 · Net income 0.1
0.50B1.00B-0.08B-0.16B201020122014201620182020202220242025
Compound annual growth
+14.0%
+10.1%
+12.2%
+15.2%
+21.6%
+10.5%
+19.2%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +10.1% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
6 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 3.4% · Net 5.8%
10%20%-10%-20%201020122014201620182020202220242025
ROE
FY2025 · ROE 5.0%
5%10%15%-5%-10%201020122014201620182020202220242025

Each USD of equity produced 5 cents of profit this year.

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 295.1
100M200M-20M-40M201020122014201620182020202220242025
Net buybacks $M Dividends $M
FY2025 · Dividends — · Net buybacks -3.9
100M200M2019202020212022202320242025

Total assetsUSD 2.7B
EquityUSD 1.5B
CashUSD 697.9M
Current ratio2.77×

Equity funds 54% of total assets.

The 16-year record
16 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013201220112010
Revenue $B1.21.00.90.80.70.70.70.70.50.40.40.40.30.20.20.1
Operating income $B0.0−0.1−0.1−0.2−0.1−0.00.0−0.00.00.00.00.00.00.00.00.0
EBITDA $B0.0−0.0−0.1−0.2−0.1−0.00.0−0.00.00.00.00.00.00.00.0·
Income tax $B−0.0−0.0−0.0−0.0−0.00.0−0.00.00.00.00.00.00.00.0−0.00.0
Net income $B0.1−0.0−0.1−0.2−0.1−0.00.0−0.00.00.00.00.00.00.00.00.0
Free cash flow $B0.30.20.0−0.00.10.10.10.10.10.10.10.10.00.00.00.0
EPS, diluted $0.81−0.07−1.36−2.16−0.79−0.330.25−0.340.240.200.140.210.400.320.760.30
Dividend / sh $················
Payout %················
ROE %5.0−0.5−8.4−12.0−4.2−1.71.4−2.32.22.01.53.412.218.8··
Shares out B0.080.080.080.080.080.080.080.080.080.070.070.070.060.050.01·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 78 reconciliationsAUDITED

Reconciled in 16 of 19 fiscal years. 17 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityServices-Prepackaged Software
Listed onNYSE
Incorporated inDelaware
Fiscal year endsJuly 31
Data on record since2010

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