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MARKETS / NASDAQ / IMXI
NASDAQ · SERVICES-BUSINESS SERVICES, NEC · MID CAP

International Money Express, Inc. IMXI

10 fiscal years on record · USD · FY2025 reported · SEC filings only
$607.8M
▼ 7.7% YoY
$32.7M
▼ 44.5% YoY
$15.8M
▼ 31.5% YoY
In brief

What this company does

International Money Express's business is organized around one reportable segment that provides money remittance services primarily between the U.S. and Canada to Mexico, Guatemala and other countries in Latin America, Africa and Asia, through a network of authorized agents and 118 Company-operated stores throughout the U.S., Canada, Spain, Italy and Germany, as well as digitally through the Internet via its websites and mobile device applications. Money remittance services to LAC countries, mainly Mexico, Guatemala, El Salvador, Honduras and the Dominican Republic, are the primary source of its revenue. Its remittance services are available in all 50 states in the U.S., Washington D.C., Puerto Rico and 13 provinces in Canada, as well as in certain locations in Spain, Italy and Germany, where consumers can send money to beneficiaries in more than 60 countries in LAC, Africa, Asia and Europe. It maintains call centers in Mexico and Guatemala, providing call center services 365 days per year and customer service in English, French, Italian and Spanish. As of December 31, 2025, it had 531 employees in the United States, of whom 19 were part-time and 512 full-time, 518 employees in Mexico, of whom 144 were part-time and 374 full-time, 131 employees in Guatemala, all full-time, and 90 employees in Spain, Italy, Germany and the United Kingdom, of whom 79 were full-time and 11 part-time.

Written from the business description in INTERNATIONAL MONEY EXPRESS, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 6 March 2026. Every sentence was checked against that document before publication.

Growth
USD 607.8M
Revenue, FY2025 · full 10-year series below
Revenue $M Net income $M
FY2025 · Revenue 607.8 · Net income 32.7
250.0M500.0M2016201720182019202020212022202320242025
Compound annual growth
+3.6%
+11.2%
−17.1%
−0.7%
−10.0%
+4.2%
−32.1%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +11.2% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
5 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 9.2% · Net 5.4%
5%10%15%-1%-2%2016201720182019202020212022202320242025
ROE
FY2025 · ROE 22.1%
20%40%-5%-10%-15%2016201720182019202020212022202320242025

Each USD of equity produced 22 cents of profit this year.

Cash & shareholders
USD 16.3M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 15.8
50M100M2016201720182019202020212022202320242025
Net buybacks $M Dividends $M
FY2025 · Dividends — · Net buybacks 16.3
40M20182019202020212022202320242025

USD 16.3M in buybacks — 50% of the year's profit went back to shareholders.

Total assetsUSD 517.7M
EquityUSD 161.1M
CashUSD 168.7M
Gross debtUSD 194.8M
Net debtUSD 26.1M
Current ratio2.51×

Net debt stands at 16% of equity.

The 10-year record
10 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 2025202420232022202120202019201820172016
Revenue $B0.60.70.70.50.50.40.30.3··
Operating income $B0.10.10.10.10.10.10.00.0−0.0−0.0
EBITDA $B0.10.10.10.10.10.10.00.0··
Income tax $B0.00.00.00.00.00.00.00.00.0·
Net income $B0.00.10.10.10.00.00.0−0.0−0.0−0.0
Free cash flow $B0.00.00.10.00.1−0.00.00.0··
EPS, diluted $1.081.791.631.481.200.880.52−0.28−0.020.00
Dividend / sh $··········
Payout %······0−0··
ROE %22.141.439.839.139.545.039.0−18.0−0.9−0.0
Shares out B0.030.030.030.040.040.040.040.040.020.01

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 39 reconciliationsAUDITED

Reconciled in 10 of 19 fiscal years. 37 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityServices-Business Services, NEC
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2016

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